440 Beard Dr, Cedar Hill, TX 75104 Property Records

Dallas County property record for 440 Beard Dr, Cedar Hill, TX 75104

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,944 sqft · built 1995
Lot Size	0.243 acres (10,569 sqft)
Owner	Individual Name on Record
Last Sale	$391,685 (Dec 2025)
Tax Bill	$6,056 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jul 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`16-04280-004-014-0000`

Property Details

APN / Parcel Number

Primary APN	`16-04280-004-014-0000`
Alternative APN	`160428000401400`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,944 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,569 sqft (0.243 acres)
Lot Dimensions	127 ft deep x 60 ft wide
Garage Area	516 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	160428000401400
Street Address	440 BEARD DR
City	CEDAR HILL
State	TX
Zip	75104-5030
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Z236
Legal Description	SWEETBRIAR AT HIGH POINTE PH 4A BLK 4 LT 14 INT202500254050 DD12022025 CO-DC 0428000401400 4CH04280004
Legal Subdivision	SWEETBRIAR AT HIGH POINTE PH 4A
Legal Tract	4280
Legal Block	4
Legal Lot Number	14
Jurisdiction	DALLAS TX
Township / Civil Division	SOUTHWEST DALLAS
Census Block Group	2
Census Block	2004
Census Tract	16529

Owner

Source: Dallas County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	440 BEARD DR, CEDAR HILL, TX 75104-5030
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage CREDIT UNION OF TEXAS
Jul 17, 2023	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Dec 3, 2025	Vendor's Lien, Transfer · Conventional Mortgage GUARANTEED RATE INC
Feb 24, 2020	Grant Deed, Transfer WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO
Mar 6, 2018	Deed of Trust, Mortgage · Line of Credit CREDIT UNION/TX

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2025 · Amount on Record
Deed Sale	Dec 3, 2025 · Amount on Record
Prior Sale	Mar 9, 2000 · Amount on Record
Deed Document Number	2025254050
Prior Transfer Date	Feb 24, 2000
Prior Transfer Doc	2000004173
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	440 BEARD DR, CEDAR HILL, TX 75104-5030
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000107503
Date	Apr 13, 2021
Instrument	202100107503

Lender

Name	CREDIT UNION OF TEXAS
Type	Credit Union
Address	DALLAS, TX 75251

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2041

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	440 BEARD DR, CEDAR HILL, TX 75104-5030
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 BEARD DR, CEDAR HILL, TX 75104-5030

Mortgage

Document Number	0000141059
Date	Jul 17, 2023
Instrument	202300141059

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Aug 1, 2052

December 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DALLAS TX
Recording Date	Dec 3, 2025
Property Address	440 BEARD DR, CEDAR HILL, TX 75104-5030
Document Number	0000254050
Map Reference	VOL 95193 PG 1717
Instrument Date	Dec 2, 2025
Instrument	202500254050
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	PROVIDENCE TITLE COMPANY

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	526 FILLY RD, WAXAHACHIE, TX 75165-2873

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 BEARD DR, CEDAR HILL, TX 75104-5030

Mortgage

Document Number	0000254051
Date	Dec 3, 2025
Instrument	202500254051

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DALLAS TX
Recording Date	Feb 24, 2020
Property Address	440 BEARD DR, CEDAR HILL, TX 75104-5030
Document Number	0000052978
Instrument Date	Feb 20, 2020
Instrument	52978
Transaction Type	Transfer
Record Updated	Mar 24, 2020
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3514 MELINDA HILLS DR DALLAS TX 752122306, DALLAS, TX 75212-2306

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	440 BEARD DR, CEDAR HILL, TX 75104-5030
Document Number	0000070728
Instrument Date	Mar 6, 2018
Transaction Type	Mortgage
Record Updated	Apr 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	440 BEARD DR CEDAR HILL TX 751045030, CEDAR HILL, TX 75104-5030

Mortgage

Document Number	0000070728
Date	Mar 19, 2018
Instrument	70728

Lender

Name	CREDIT UNION/TX
Type	Credit Union
Address	DALLAS, TX 75251-1329

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Dallas County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Dallas County
Municipality	Cedar Hill City
Unified School District	Cedar Hill Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$310,000 (-15.12%) Land $65,000 Building $245,000	$310,000 (-15.12%) Land $65,000 Building $245,000
2025	$6,056.00 (+10.53%) Homeowner's exemption	$365,220 (+19.74%) Land $65,000 Building $300,220	$365,220 (+19.74%) Land $65,000 Building $300,220
2024	$5,479.00 (+10.89%)
2023	$4,941.00 (-3.98%) Homeowner's exemption	$305,000 Land $45,000 Building $260,000	$305,000 Land $45,000 Building $260,000
2022	$5,146.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CEDAR HILL serves 50,904 people · EPA ID TX0570036
Water Source	Purchased surface water from DALLAS WATER UTILITY
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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