418 Arbors Cir, Elgin, TX 78621 Property Records

Bastrop County property record for 418 Arbors Cir, Elgin, TX 78621

Property Summary

Property Type	Single Family Home
Details	1,957 sqft · built 2003
Lot Size	2.84 acres (123,972 sqft)
Owner	Individual Name on Record
Last Sale	$296,000 (Oct 2017)
Tax Bill	$6,272 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R81638`

Property Details

APN / Parcel Number

Primary APN	`R81638`
Alternative APN	`O0224743`

Interior

Stories	1 Story
Building Area	1,957 sqft Living Area
Gross Area	2,607 sqft
1st Floor Area	1,957 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	123,972 sqft (2.84 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	506 sqft
Storage Building	96 sqft
Pole Barn	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	418 ARBORS CIR
City	ELGIN
State	TX
Zip	78621-5600
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE ARBORS AT DOGWOOD CREEK SECTION 2, LOT 124, ACRES 2.8460
Legal Subdivision	THE ARBORS AT DOGWOOD CREEK SECTION 2
Legal Block	2
Legal Lot Number	124
Jurisdiction	BASTROP TX
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2019
Census Tract	950102

Owner

Source: Bastrop County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	418 ARBORS CIR, ELGIN, TX 78621-5600
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage GREATER TEXAS FCU
Aug 5, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Mar 28, 2024	Intrafamily Transfer, Transfer
Oct 16, 2017	Vendor's Lien, Transfer · FHA Mortgage RB MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2017 · Amount on Record
Deed Sale	Oct 16, 2017 · Amount on Record
Prior Sale	May 20, 2015 · Amount on Record
Deed Document Number	201715148
Prior Transfer Date	Dec 2, 2014
Prior Transfer Doc	0201415485
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BASTROP TX
Property Address	418 ARBORS CIR, ELGIN, TX 78621-5600
Transaction Type	Mortgage
Record Updated	Apr 11, 2024
Title Company	NOT AVAILABLE, TEXAS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202202440
Date	Feb 3, 2022
Instrument	202202440

Lender

Name	GREATER TEXAS FCU
Type	Credit Union
Address	AUSTIN, TX 78752

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BASTROP TX
Property Address	418 ARBORS CIR, ELGIN, TX 78621-5600
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 ARBORS CIR, ELGIN, TX 78621-5600

Mortgage

Document Number	0202116614
Date	Aug 5, 2021
Instrument	202116614

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	315 Months
Due	Nov 1, 2047

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BASTROP TX
Recording Date	Mar 28, 2024
Property Address	418 ARBORS CIR, ELGIN, TX 78621-5600
Document Number	0202405153
Map Reference	VOL 1 PG 1008
Instrument Date	Mar 28, 2024
Instrument	202405153
Transaction Type	Transfer
Record Updated	Apr 11, 2024

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	696 PLEASANT GROVE RD, ELGIN, TX 78621-6432

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 ARBORS CIR, ELGIN, TX 78621-5600

October 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BASTROP TX
Recording Date	Oct 16, 2017
Property Address	418 ARBORS CIR, ELGIN, TX 78621-5600
Document Number	0201715148
Map Reference	CAB3 PG126B
Instrument Date	Oct 16, 2017
Instrument	201715148
Transaction Type	Transfer
Record Updated	Apr 11, 2024
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	418 ARBORS CIR, ELGIN, TX 78621-5600

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 ARBORS CIR, ELGIN, TX 78621-5600

Mortgage

Document Number	0201715149
Date	Oct 16, 2017
Instrument	201715149

Lender

Name	RB MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Bastrop County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bastrop County
Unified School District	Elgin Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,272.00 (-5.61%) Homeowner's exemption	$408,713 (-15.55%) Land $147,526 Building $261,187	$408,713 (-15.55%) Land $147,526 Building $261,187
2024	$6,645.00
2023		$483,954 Land $146,473 Building $337,481	$483,954 Land $146,473 Building $337,481
2022	$9,250.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 84% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA WSC serves 86,325 people · EPA ID TX0110013
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: SOS Communications, Verizon.

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