Lorain County property record for 440 Ambler Dr, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 904 sqft · built 1955 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $604 (2025) |
| Deeds & Mortgages | Apr 2024 Transfer Apr 2024 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-25-032-110-026 |
| Primary APN | 06-25-032-110-026 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 904 sqft Living Area |
| 1st Floor Area | 904 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 40 sqft |
| Patio Area | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 440 AMBLER DR |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-2908 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING VALLEY 50 X 125 |
| Legal Subdivision | SPRING VALLEY |
| Legal Tract | 25 |
| Legal Block | 110 |
| Legal Lot Number | 604 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 70101 |
Source: Lorain County records, as of March 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 16, 2024 | Transfer on Death Deed, Transfer |
| Apr 16, 2024 | Affidavit of Death of Joint Tenant, Transfer |
| Jun 14, 2021 | Deed of Trust, Mortgage · Line of Credit ACHIEVA CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Feb 4, 2010 |
| Transfer Doc | 0000324391 |
| Record Updated | Jun 8, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Apr 16, 2024 |
| Property Address | 440 AMBLER DR, ELYRIA, OH 44035-2908 |
| Document Number | 0000010100 |
| Map Reference | VOL 13 PG 16&17 |
| Instrument Date | Apr 9, 2024 |
| Instrument | 2024-0010100 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 44400 HALLAUER RD, OBERLIN, OH 44074-9745 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Apr 16, 2024 |
| Property Address | 440 AMBLER DR, ELYRIA, OH 44035-2908 |
| Document Number | 0000010042 |
| Map Reference | VOL 13 PG 16&17 |
| Instrument Date | Apr 9, 2024 |
| Instrument | 2024-0010042 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 440 AMBLER DR, ELYRIA, OH 44035-2908 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 440 AMBLER DR, ELYRIA, OH 44035-2908 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20210822859 |
|---|---|
| Date | Jun 14, 2021 |
| Instrument | 2021-0822859 |
| Name | ACHIEVA CU |
|---|---|
| Type | Credit Union |
| Address | ELYRIA, OH 44035 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 204 Months |
| Due | Jun 13, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $604.00 (-46.45%) | $33,640 (-0.02%) Land $8,690 Building $24,950 | $96,130 (-) Land $24,840 Building $71,290 |
| 2024 | $1,128.00 (+2.73%) | $33,646 (+14.74%) Land $8,694 Building $24,952 | $96,130 (+14.74%) Land $24,840 Building $71,290 |
| 2023 | $1,098.00 (-6.31%) | $29,324 (+0.01%) Land $6,892 Building $22,432 | $83,780 (-) Land $19,690 Building $64,090 |
| 2022 | $1,172.00 | $29,320 Land $6,890 Building $22,430 | |
| 2021 | $83,780 Land $19,690 Building $64,090 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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