Lorain County property record for 428 Ambler Dr, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,224 sqft · built 1959 |
| Lot Size | 0.139 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $140,000 (Nov 2021) |
| Tax Bill | $1,811 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Oct 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-25-032-110-023 |
| Primary APN | 06-25-032-110-023 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,224 sqft Living Area |
| 1st Floor Area | 1,224 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 6,098 sqft (0.139 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 428 AMBLER DR |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-2908 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING VALLEY 50.00 X 125.00 |
| Legal Subdivision | SPRING VALLEY SUBDIVISION NO 6 |
| Legal Tract | 25 |
| Legal Block | 110 |
| Legal Lot Number | 601 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 70101 |
Source: Lorain County records · APN 06-25-032-110-023
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 428 AMBLER DR, ELYRIA, OH 44035-2908 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 12, 2021 | Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Oct 04, 2019 | Warranty Deed, Transfer · Conventional with PMI KEYBANK USA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 12, 2021 · Amount on Record |
| Deed Sale | Nov 12, 2021 · Amount on Record |
| Prior Sale | Oct 04, 2019 · Amount on Record |
| Deed Document Number | 2021007804 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Nov 12, 2021 |
| Property Address | 428 AMBLER DR, ELYRIA, OH 44035-2908 |
| Document Number | 20210849183 |
| Map Reference | VOL 13 PG 16&17 |
| Instrument Date | Nov 12, 2021 |
| Instrument | 2021-0849183 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2021 |
| Title Company | AMERICAN PATRIOT TITLE AGCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 428 AMBLER DR, ELYRIA, OH 44035-2908 |
| Document Number | 20210849184 |
|---|---|
| Date | Nov 12, 2021 |
| Instrument | 2021-0849184 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Oct 04, 2019 |
| Property Address | 428 AMBLER DR, ELYRIA, OH 44035-2908 |
| Document Number | 0000733143 |
| Instrument Date | Oct 04, 2019 |
| Instrument | 733143 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2019 |
| Title Company | MILLER HOME TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $410.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 428 AMBLER DR ELYRIA OH 440352908, ELYRIA, OH 44035-2908 |
| Document Number | 733144 |
|---|---|
| Date | Oct 04, 2019 |
| Instrument | 733144 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44114-1306 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 03, 2049 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,811.00 | $35,980 (-0.02%) Land $8,690 Building $27,290 | $102,820 (-) Land $24,840 Building $77,980 |
| 2024 | $1,811.00 (-1.09%) | $35,987 (+12.19%) Land $8,694 Building $27,293 | $102,820 (+12.19%) Land $24,840 Building $77,980 |
| 2023 | $1,831.00 (+2.58%) | $32,078 (-0.01%) Land $6,892 Building $25,186 | $91,650 (-) Land $19,690 Building $71,960 |
| 2022 | $1,785.00 | $32,080 Land $6,890 Building $25,190 | |
| 2021 | $91,650 Land $19,690 Building $71,960 |
Source: FEMA National Flood Hazard Layer as of May 25, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2014 · rainfall accumulation |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Uniti Group Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 346 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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