440 6th Ave, Half Moon Bay, CA 94019 Property Records

San Mateo County property record for 440 6th Ave, Half Moon Bay, CA 94019

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,470 sqft · built 1992
Lot Size	0.342 acres (14,914 sqft)
Owner	2 Trust Names on File
Last Sale	$670,000 (Jun 1998)
Tax Bill	$13,510 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Dec 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`048-047-180`

Property Details

APN / Parcel Number

Primary APN	`048-047-180`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,470 sqft Living Area
1st Floor Area	2,470 sqft
Family Room	Family Room

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	14,914 sqft (0.342 acres)
Lot Dimensions	100 ft deep x 148 ft wide
View / Lot	Corner
Garage Area	610 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	440 6TH AVE
City	HALF MOON BAY
State	CA
Zip	94019-5129
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1000601
Legal Description	LOTS 20 THRU 24 & PTN LOT 19 BLK 7
Legal Subdivision	MAP OF BROPHYS BEACH
Legal Block	7
Legal Lot Number	20
Jurisdiction	SAN MATEO CA
Township / Civil Division	HALF MOON BAY
Census Block Group	2
Census Block	2002
Census Tract	613502

Owner

440 6th Ave is owner-occupied and held in a trust since March 2003.

Source: San Mateo County records, as of July 15, 2026

Owner of Record	2 Trust Names on File
Mailing Address	440 6TH AVE, HALF MOON BAY, CA 94019-5129
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Dec 19, 2019	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 1998 · Amount on File
Deed Sale	Jun 5, 1998 · Amount on File
Deed Document Number	199885041
Last Transfer Date	Mar 7, 2003
Transfer Doc	0000069862
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	440 6TH AVE, HALF MOON BAY, CA 94019-5129
Transaction Type	Mortgage
Record Updated	May 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 6TH AVE, HALF MOON BAY, CA 94019-5129

Mortgage

Document Number	0000058400
Date	Apr 12, 2021
Instrument	2021-058400

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	ABERDEEN, SD 57401

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	440 6TH AVE, HALF MOON BAY, CA 94019-5129
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000108449
Date	Dec 19, 2019
Instrument	2019-108449

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	358 Months
Due	Oct 25, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 440 6th Ave was $13,510 with a homeowner's exemption.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Unified School District	Cabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,091,212 (+2%) Land $545,606 Building $545,606
2025	$13,510.00 Homeowner's exemption	$1,069,816 Land $534,908 Building $534,908
2023	$12,146.00 (+2.13%) Homeowner's exemption	$1,028,276 Land $514,138 Building $514,138	$1,818,270
2022	$11,893.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 440 6th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 440 6th Ave is moderate, ranking above 44% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 74% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COASTSIDE COUNTY WATER DISTRICT serves 19,033 people · EPA ID CA4110011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Cruzio Fixed Wireless	1,000 / 1,000

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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