424 6th Ave, Half Moon Bay, CA 94019 Property Records

San Mateo County property record for 424 6th Ave, Half Moon Bay, CA 94019

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,740 sqft · built 1996
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,150,000 (Nov 2025)
Tax Bill	$16,027 (2025)
Deeds & Mortgages	May 2026 Line of Credit Mar 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`048-047-170`

Property Details

APN / Parcel Number

Primary APN	`048-047-170`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,740 sqft Living Area
Gross Area	3,280 sqft
1st Floor Area	1,900 sqft
2nd Floor Area	840 sqft
Basement Area	540 sqft
Family Room	Family Room

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	424 6TH AVE
City	HALF MOON BAY
State	CA
Zip	94019-5129
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10000
Legal Description	LOTS 25 26 27 28 BLK 7 BROPHYS BEACH RSM 5/58
Legal Subdivision	BROPHYS BEACH
Legal Block	7
Legal Lot Number	25
Jurisdiction	SAN MATEO CA
Township / Civil Division	HALF MOON BAY
Census Block Group	2
Census Block	2002
Census Tract	613502

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	424 6TH AVE, HALF MOON BAY, CA 94019-5129
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Deed of Trust, Mortgage · Line of Credit OUR FEDERAL CREDIT UNION
Mar 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jul 23, 2025	Deed of Trust, Mortgage FREEMODEL INC
Nov 26, 2025	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Dec 20, 2019	Quit Claim Deed, Transfer · Conventional Mortgage CALIBER HM LOANS
Dec 20, 2019	Quit Claim Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 26, 2025 · Amount on Record
Deed Sale	Nov 26, 2025 · Amount on Record
Prior Sale	Mar 26, 2013 · Amount on Record
Deed Document Number	202564656
Prior Transfer Date	Dec 11, 2019
Prior Transfer Doc	0000108647
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Recording Date	May 12, 2026
Property Address	424 6TH AVE, HALF MOON BAY, CA 94019-5129
Document Number	0000026902
Instrument Date	May 1, 2026
Instrument	202626902
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	PRIORITY TITLE COMPANY, PRIORITY WEST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 6TH AVE, HALF MOON BAY, CA 94019-5129

Mortgage

Document Number	0000026902,
Date	May 12, 2026
Instrument	202626902

Lender

Name	OUR FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 28, 2056

Interest

Rate	6.46%
Max Rate	-1%

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	424 6TH AVE, HALF MOON BAY, CA 94019-5129
Transaction Type	Mortgage
Record Updated	Apr 30, 2026
Title Company	DOMA TITLE OF CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 6TH AVE, PRINCETON BY THE SEA, CA 94019

Mortgage

Document Number	0000015333
Date	Mar 26, 2026
Instrument	2026-015333

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	424 6TH AVE, HALF MOON BAY, CA 94019-5129
Transaction Type	Mortgage
Record Updated	Jan 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1301 KING CROSS CT, RALEIGH, NC 27614-9026

Mortgage

Document Number	0000037621
Date	Jul 23, 2025
Instrument	2025-037621

Lender

Name	FREEMODEL INC
Type	Non-Lending Institution
Address	BURLINGAME, CA 94010

Agreement

Amount	Amount Recorded

November 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Nov 26, 2025
Property Address	424 6TH AVE, HALF MOON BAY, CA 94019-5129
Document Number	0000064656
Map Reference	MB 5 PG 58
Instrument Date	Nov 19, 2025
Instrument	2025-064656
Transaction Type	Transfer
Record Updated	Jan 9, 2026
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,365.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	424 6TH AVE, HALF MOON BAY, CA 94019-5129

Mortgage

Document Number	0000064657
Date	Nov 26, 2025
Instrument	2025-064657

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Dec 20, 2019
Property Address	424 6TH AVE, HALF MOON BAY, CA 94019-5129
Document Number	0000108648
Instrument Date	Dec 12, 2019
Instrument	108648
Transaction Type	Transfer
Record Updated	Jan 21, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	426 6TH AVE HALF MOON BAY CA 94019, HALF MOON BAY, CA 94019

Mortgage

Document Number	108649
Date	Dec 20, 2019
Instrument	108649

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 19, 2049

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Dec 20, 2019
Property Address	424 6TH AVE, HALF MOON BAY, CA 94019-5129
Document Number	0000108647
Instrument Date	Dec 11, 2019
Instrument	108647
Transaction Type	Transfer
Record Updated	Jan 21, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 6TH AVE HALF MOON BAY CA 940195129, HALF MOON BAY, CA 94019-5129

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Unified School District	Cabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,150,000 (+67.08%) Land $1,200,000 Building $950,000
2025	$16,027.00 (+7.14%) Homeowner's exemption	$1,286,832 (+4.04%) Land $643,416 Building $643,416
2024	$14,959.00 (+3.69%)
2023	$14,426.00 (+2.01%) Homeowner's exemption	$1,236,864 Land $618,432 Building $618,432	$1,843,920
2022	$14,142.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 74% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COASTSIDE COUNTY WATER DISTRICT serves 19,033 people · EPA ID CA4110011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Cruzio Fixed Wireless	1,000 / 1,000

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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