440 5th Ave, Troy, NY 12182 Property Records

Rensselaer County and Troy City property record for 440 5th Ave, Troy, NY 12182

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 1,784 sqft · built 1890
Lot Size	0.06 acres (2,614 sqft)
Owner	Individual Name on File
Last Sale	$129,900 (Sep 2018)
Tax Bill	$4,490 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Sep 2018 Sale + 2 more
APN	`381700 80.72-5-17`

Property Details

APN / Parcel Number

Primary APN	`381700 80.72-5-17`
Alternative APN	`1606610`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,784 sqft Total Area
1st Floor Area	880 sqft
2nd Floor Area	904 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	2,614 sqft (0.06 acres)
Lot Dimensions	55.8 ft deep x 50 ft wide
Porch	Porch
Porch Area	352 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1606610
Street Address	440 5TH AVE
City	TROY
State	NY
Zip	12182-2905
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	MU2
Legal Description	2 STY FR HSE 275-12/WPT 193
Legal Block	5
Legal Lot Number	17.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	4
Census Block	4018
Census Tract	40200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Central Lansingburgh Historic District listed 2023 · 592 contributing resources · NRIS 100008651

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

440 5th Ave, a duplex, is owned and occupied by an individual who bought it in September 2018.

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	440 5TH AVE, TROY, NY 12182-2905
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Deed of Trust, Mortgage ROCKET MORTGAGE LLC
Sep 26, 2018	Grant Deed, Transfer
Feb 28, 2018	Trustee's Deed, Foreclosure
Apr 28, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2018 · Amount on File
Deed Sale	Sep 26, 2018 · Amount on File
Prior Sale	Jul 14, 2010 · Amount on File
Deed Document Number	2018540297
Deed Book / Page	8637 / 1
Prior Transfer Date	Nov 22, 1995
Prior Transfer Doc	1775000257
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Recording Date	Jun 16, 2026
Property Address	440 5TH AVE, TROY, NY 12182-2905
Document Number	0000672402
Book / Page	11296 / 231
Instrument Date	Jun 6, 2026
Instrument	2026672402
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 5TH AVE, TROY, NY 12182-2905

Mortgage

Document Number	0000672402,
Date	Jun 16, 2026
Book Page	11296/231
Instrument	2026672402

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RENSSELAER NY
Recording Date	Sep 26, 2018
Property Address	440 5TH AVE, TROY, NY 12182-2905
Document Number	0086370001
Book / Page	008637 / 000001
Instrument Date	Sep 14, 2018
Transaction Type	Transfer
Record Updated	Dec 19, 2018

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 5TH AVE TROY NY 121822905, TROY, NY 12182-2905

February 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	RENSSELAER NY
Recording Date	Feb 28, 2018
Property Address	440 5TH AVE, TROY, NY 12182-2905
Document Number	0084490187
Book / Page	008449 / 000187
Instrument Date	Feb 23, 2018
Transaction Type	Foreclosure
Record Updated	Apr 30, 2018

Transaction

Amount	Amount on Record
Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1068 LOUDON RD COHOES NY 12047, COHOES, NY 12047

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RENSSELAER NY
Recording Date	Apr 28, 2017
Property Address	440 5TH AVE, TROY, NY 12182-2905
Document Number	0081570315
Book / Page	008157 / 000315
Instrument Date	Mar 9, 2017
Transaction Type	Transfer
Record Updated	May 16, 2017

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 440 5th Ave was $4,490, up 1.3% from the year before.

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Lansingburgh Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,490.00 (+1.29%)
2025	$4,433.00	$97,000 Land $8,400 Building $88,600	$166,100 Land $14,384 Building $151,716
2023		$97,000 (-) Land $8,400 Building $88,600	$138,600 (+8.59%) Land $12,002 Building $126,598
2022	$4,229.00	$97,000 Land $8,400 Building $88,600	$127,632 Land $11,053 Building $116,579

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 440 5th Ave; there have been 5 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1996–2011)
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 440 5th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 51,401 people · EPA ID NY4100050
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	110 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	Lead public education Oct 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hudson Valley Wireless.

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