433 5th Ave, Troy, NY 12182 Property Records

Rensselaer County and Troy City property record for 433 5th Ave, Troy, NY 12182

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,032 sqft · built 1890
Lot Size	0.07 acres (3,049 sqft)
Owner	Company Name on Record
Last Sale	$124,000 (Aug 2026)
Tax Bill	$3,333 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Apr 2023 Refinance
APN	`381700 80.71-8-4`

Property Details

APN / Parcel Number

Primary APN	`381700 80.71-8-4`
Alternative APN	`1605520`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,032 sqft Total Area
1st Floor Area	1,016 sqft
2nd Floor Area	1,016 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	120 ft deep x 25 ft wide
Garage Type	Detached
Garage Area	340 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	452 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1605520
Street Address	433 5TH AVE
City	TROY
State	NY
Zip	12182-3006
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	MU2
Legal Description	2 STY FR HSE & 2C FR GAR 268-20/N 1/2 227
Legal Block	8
Legal Lot Number	4.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	3
Census Block	3012
Census Tract	40200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Central Lansingburgh Historic District listed 2023 · 592 contributing resources · NRIS 100008651

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	418 BROADWAY, R, ALBANY, NY 12207-2922
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Warranty Deed, Transfer · Commercial Mortgage CAPITAL GROUP
Apr 25, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance EMPORIUM TPO LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2026 · Amount on Record
Deed Sale	Aug 5, 2026 · Amount on Record
Prior Sale	Dec 28, 2010 · Amount on Record
Deed Document Number	20262026-674606
Deed Book / Page	11342 / 199
Prior Transfer Date	Mar 5, 2010
Prior Transfer Doc	5483000290
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Aug 5, 2026
Property Address	433 5TH AVE, TROY, NY 12182-3006
Document Number	0000674606
Book / Page	11342 / 199
Instrument Date	Jun 25, 2026
Instrument	2026674606
Transaction Type	Transfer
Record Updated	Aug 26, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Date	Aug 5, 2026

Lender

Name	CAPITAL GROUP

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Max Rate	-1%

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	433 5TH AVE, TROY, NY 12182-3006
Transaction Type	Mortgage
Record Updated	Sep 21, 2023
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0103720320
Date	Apr 25, 2023
Book Page	10372/320
Instrument	2023-626608

Lender

Name	EMPORIUM TPO LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Tax Assessment & Valuation

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Lansingburgh Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,333.00 (+1.31%)
2025	$3,290.00 (+4.81%)	$72,000 (-) Land $8,800 Building $63,200	$123,300 (+19.83%) Land $15,070 Building $108,230
2023		$72,000 (-) Land $8,800 Building $63,200	$102,900 (+8.62%) Land $12,577 Building $90,323
2022	$3,139.00	$72,000 Land $8,800 Building $63,200	$94,737 Land $11,579 Building $83,158

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1979–1982)
Most Recent Claim	Mar 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 51,401 people · EPA ID NY4100050
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	110 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	Lead public education Oct 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hudson Valley Wireless.

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