440 4th St, Neche, ND 58265 Property Records

Pembina County property record for 440 4th St, Neche, ND 58265

Property Summary

Property Type	Single Family Home
Lot Size	0.332 acres (14,490 sqft)
Owner	Individual Name on Record
Last Sale	$142,000 (Dec 2025)
Tax Bill	$746 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`32-0210000`

Property Details

APN / Parcel Number

Primary APN	`32-0210000`

Exterior

Lot Area	14,490 sqft (0.332 acres)

Location & Zoning

Street Address	440 4TH ST
City	NECHE
State	ND
Zip	58265-4134
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 4-5, BLK. 6, CITY OF NECHE
Legal Subdivision	CITY OF NECHE
Legal Block	6
Legal Lot Number	4-5
Jurisdiction	PEMBINA ND
Township / Civil Division	NECHE
Census Block Group	2
Census Block	2047
Census Tract	950200

Owner

Source: Pembina County records, as of April 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 96, NECHE, ND 58265-0096
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2025 · Amount on Record
Deed Sale	Dec 4, 2025 · Amount on Record
Prior Sale	Feb 22, 2024
Deed Document Number	2025266328
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PEMBINA ND
Recording Date	Dec 4, 2025
Property Address	440 4TH ST, NECHE, ND 58265-4134
Document Number	0000266328
Instrument Date	Dec 3, 2025
Instrument	266328
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 96, NECHE, ND 58265-0096

Mortgage

Document Number	0000266329
Date	Dec 4, 2025
Instrument	266329

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

Source: Pembina County assessment roll, as of April 10, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Pembina County
Municipality	Neche City
Unified School District	North Border School District 100 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$746.00 (+298.93%)	$29,498 (+22.74%) Land $1,602 Building $27,896	$58,996 (+22.74%) Land $3,205 Building $55,791
2023	$187.00	$24,033 Land $1,542 Building $22,491	$48,065 Land $3,083 Building $44,982

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1997)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 1997 · Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains
Claims by Event	Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, May 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of North Dakota
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NECHE serves 371 people · EPA ID ND3400720
Water Source	Purchased groundwater from NORTHEAST RWD- NORTH VALLEY BRANCH
Last State Inspection	Jun 2024
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Polar Telecommunications Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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