Pembina County property record for 428 4th St, Neche, ND 58265
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.327 acres (14,260 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $52,200 (Dec 2014) |
| Tax Bill | $1,146 (2023) |
| Deeds & Mortgages | Jan 2023 Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 32-0280000 |
| Primary APN | 32-0280000 |
|---|
| Lot Area | 14,260 sqft (0.327 acres) |
|---|
| Street Address | 428 4TH ST |
|---|---|
| City | NECHE |
| State | ND |
| Zip | 58265 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 1-2, BLK. 8, O. T. CITY OF NECHE |
| Legal Subdivision | CITY OF NECHE |
| Legal Block | 8 |
| Legal Lot Number | 1-2 |
| Jurisdiction | PEMBINA ND |
| Township / Civil Division | NECHE |
| Census Block Group | 2 |
| Census Block | 2071 |
| Census Tract | 950200 |
Source: Pembina County records, as of April 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 428 4TH ST, NECHE, ND 58265 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 10, 2014 · Amount on Record |
| Deed Sale | Dec 10, 2014 · Amount on Record |
| Deed Document Number | 2014247866 |
| Last Transfer Date | Dec 20, 2022 |
| Transfer Doc | 0000261608 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PEMBINA ND |
| Property Address | 428 4TH ST, NECHE, ND 58265-4134 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2024 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|---|
| Address | 428 E 4TH ST, NECHE, ND 58265-4035 |
| Document Number | 0000261702 |
|---|---|
| Date | Jan 11, 2023 |
| Instrument | 261702 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2053 |
Source: Pembina County assessment roll, as of April 10, 2026
| Type | Name |
|---|---|
| State | North Dakota |
| County | Pembina County |
| Municipality | Neche City |
| Unified School District | North Border School District 100 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $52,392 (+23.34%) Land $1,602 Building $50,790 | $104,786 (+23.34%) Land $3,205 Building $101,581 | |
| 2023 | $1,146.00 | $42,478 Land $1,542 Building $40,936 | $84,955 Land $3,083 Building $81,872 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1997) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | May 1997 · Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of North Dakota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NECHE serves 371 people · EPA ID ND3400720 |
|---|---|
| Water Source | Purchased groundwater from NORTHEAST RWD- NORTH VALLEY BRANCH |
| Last State Inspection | Jun 2024 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Polar Telecommunications Fiber | 1,000 / 1,000 |
4G LTE only, no 5G reported
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