440 4th Ave SE, Milaca, MN 56353 Property Records

Mille Lacs County property record for 440 4th Ave SE, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	1,620 sqft · built 1959
Lot Size	0.337 acres (14,699 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,000 (Oct 2021)
Tax Bill	$4,154 (2026)
Deeds & Mortgages	Nov 2021 Transfer Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-043-1110`

Property Details

APN / Parcel Number

Primary APN	`21-043-1110`

Interior

Building Area	1,620 sqft Living Area
Basement Area	1,620 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Lot Area	14,699 sqft (0.337 acres)
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	481 sqft

Location & Zoning

Street Address	440 4TH AVE SE
City	MILACA
State	MN
Zip	56353-1243
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 1/2 OF LOT 4 BLK 27
Legal Range	27
Legal Township	38
Legal Section	25
Legal Subdivision	THIRD ADDITION TO MILACA
Legal Block	27
Legal Lot Number	4
Jurisdiction	MILLE LACS MN
Township / Civil Division	MILACA
Census Block Group	2
Census Block	2046
Census Tract	170500

Owner

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	440 4TH AVE SE, MILACA, MN 56353-1243
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2021	Quit Claim Deed, Transfer HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT
Oct 28, 2021	Warranty Deed, Transfer · FHA Mortgage BROKERS SOLUTIONS INC
Sep 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK MILACA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2021 · Amount on Record
Deed Sale	Oct 28, 2021 · Amount on Record
Prior Sale	Mar 1, 2017 · Amount on Record
Deed Document Number	2021427716
Last Transfer Date	Oct 29, 2021
Transfer Doc	A427979
Record Updated	Oct 29, 2026

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILLE LACS MN
Recording Date	Nov 8, 2021
Property Address	440 4TH AVE SE, MILACA, MN 56353-1243
Document Number	A427979
Instrument Date	Oct 29, 2021
Instrument	A427979
Transaction Type	Transfer
Record Updated	Dec 1, 2021
Title Company	HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT

Transaction

Tax	$1.65
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	440 4TH AVE SE, 440, MILACA, MN 56353-1243

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	440 4TH AVE SE, MILACA, MN 56353-1243

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Oct 28, 2021
Property Address	440 4TH AVE SE, MILACA, MN 56353-1243
Document Number	A427716
Instrument Date	Oct 21, 2021
Instrument	A427716
Transaction Type	Transfer
Record Updated	Nov 17, 2021
Title Company	HOME SECURITY ABSTRACT & TIT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$759.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 4TH AVE SE, MILACA, MN 56353-1243

Mortgage

Document Number	000A427717
Date	Oct 28, 2021
Instrument	A427717

Lender

Name	BROKERS SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	440 4TH AVE SE, MILACA, MN 56353-1243
Transaction Type	Mortgage
Record Updated	Oct 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A426782
Date	Sep 10, 2021
Instrument	A426782

Lender

Name	FIRST NATIONAL BANK MILACA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 3, 2026

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
Municipality	Milaca City
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,154.00 (+9.66%)	$324,800 (+2.07%) Land $36,000 Building $288,800	$324,800 (+2.07%) Land $36,000 Building $288,800
2025	$3,788.00 (+5.11%) Homeowner's exemption	$318,200 (+20.44%) Land $32,000 Building $286,200	$318,200 (+20.44%) Land $32,000 Building $286,200
2023	$3,604.00	$264,200 Land $28,000 Building $236,200	$264,200 Land $28,000 Building $236,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Jun 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Milaca serves 3,043 people · EPA ID MN1480002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ECE Fiber Fiber	2,000 / 2,000
Midco Cable · Fiber in parts of the area	1,250 / 60
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Benton Cooperative Telephone Company Cable	100 / 20
AT&T Fixed Wireless	100 / 20

440 4th Ave SE, Milaca, MN 56353 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

November 2021: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

October 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

September 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on 4th Ave SE

Nearby Streets

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