430 4th Ave SE, Milaca, MN 56353 Property Records

Mille Lacs County property record for 430 4th Ave SE, Milaca, MN 56353

Property Summary

Property TypeSingle Family Home
Details677 sqft · built 1905
Lot Size0.225 acres (9,799 sqft)
OwnerCompany Name on File
Last Sale$145,000 (Aug 2022)
Tax Bill$1,560 (2026)
Deeds & MortgagesFeb 2021 Mortgage
Aug 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN21-043-1040

Property Details

APN / Parcel Number

Primary APN21-043-1040

Interior

Building Area677 sqft Living Area

Exterior

Year BuiltBuilt 1905
Effective Year BuiltEffective 1905
Lot Area9,799 sqft (0.225 acres)
Parking Spaces1 Parking Space
Deck Area250 sqft

Location & Zoning

Street Address430 4TH AVE SE
CityMILACA
StateMN
Zip56353-1243
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS 1/3 OF LOT 1 BLK 27
Legal Range27
Legal Township38
Legal Section25
Legal SubdivisionTHIRD ADDITION TO MILACA
Legal Block27
Legal Lot Number1
JurisdictionMILLE LACS MN
Township / Civil DivisionMILACA
Census Block Group2
Census Block2046
Census Tract170500

Owner

430 4th Ave SE is owned by a company that bought it in August 2022.

Source: Mille Lacs County records, as of September 4, 2026

Owner of RecordCompany Name on File
Mailing Address430 4TH AVE SE, MILACA, MN 56353-1243
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 9, 2021Deed of Trust, Mortgage · Commercial Mortgage
BELL BANK
Aug 11, 2022Warranty Deed, Transfer · Conventional Mortgage
MORTGAGE CAPITAL OF MN INC
May 31, 2017Warranty Deed, Transfer
BELL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 11, 2022 · Amount on File
Deed SaleAug 11, 2022 · Amount on File
Prior SaleAug 3, 2022 · Amount on File
Deed Document Number2022432574
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILLE LACS MN
Property Address430 4TH AVE SE, MILACA, MN 56353-1243
Transaction TypeMortgage
Record UpdatedAug 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000A422564
DateFeb 9, 2021
InstrumentA422564
Lender
NameBELL BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term120 Months
DueFeb 15, 2031
Interest
Rate TypeAdjustable Rate

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMILLE LACS MN
Recording DateAug 11, 2022
Property Address430 4TH AVE SE, MILACA, MN 56353-1243
Document Number000A432574
Instrument DateAug 3, 2022
InstrumentA432574
Transaction TypeTransfer
Record UpdatedAug 31, 2022

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$478.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address430 4TH AVE SE, MILACA, MN 56353-1243

Mortgage

Document Number000A432575
DateAug 11, 2022
InstrumentA432575
Lender
NameMORTGAGE CAPITAL OF MN INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2052
Interest
Rate TypeFixed Rate

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMILLE LACS MN
Recording DateMay 31, 2017
Property Address430 4TH AVE SE, MILACA, MN 56353-1243
Document Number000A400854
Instrument DateMay 17, 2017
InstrumentA400854
Transaction TypeTransfer
Record UpdatedAug 15, 2022
Title CompanyTITLENEXUS LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Notice of Trustee Sale
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5155 E RIVER RD, FRIDLEY, MN 55421-1025
InvestorPossibly a Property Investor

Mortgage

Document Number000A400855
DateMay 31, 2017
InstrumentA400855
Lender
NameBELL BANK
TypeBank
AddressMINNEAPOLIS, MN 55416
Agreement
AmountAmount on Record
Term120 Months
DueMay 15, 2027

Tax Assessment & Valuation

The 2026 property tax bill for 430 4th Ave SE was $1,560.

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyMille Lacs County
MunicipalityMilaca City
Unified School DistrictMilaca Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,560.00$146,900 (+2.73%) Land $36,000 Building $110,900$146,900 (+2.73%) Land $36,000 Building $110,900
2025$143,000 Land $32,000 Building $111,000$143,000 Land $32,000 Building $111,000
2023$1,398.00$122,600 Land $28,000 Building $94,600$122,600 Land $28,000 Building $94,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 430 4th Ave SE in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2014)
Most Recent ClaimJun 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 430 4th Ave SE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMilaca
serves 3,043 people · EPA ID MN1480002
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
ECE Fiber
Fiber
2,000 / 2,000
Midco
Cable · Fiber in parts of the area
1,250 / 60
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
Benton Cooperative Telephone Company
Cable
100 / 20
AT&T
Fixed Wireless
100 / 20

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