44 Willow St, Riverhead, NY 11901 Property Records

Suffolk County and Riverhead Town property record for 44 Willow St, Riverhead, NY 11901

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,446 sqft · built 1910
Lot Size0.42 acres (18,295 sqft)
Owner2 Company Names on Record
Last Sale$390,000 (Feb 2010)
Tax Bill$13,599 (2024)
Deeds & MortgagesDec 2021 Refinance
Jan 2024 Sale
Flood ZoneZone X (moderate risk)
APN473000 92.-3-54.1

Property Details

APN / Parcel Number

Primary APN473000 92.-3-54.1
Alternative APNs
  • 0600-092.00-03.00-054.001
  • 300009200000030540010000
  • 4730009910
  • 31

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,446 sqft Living Area
Gross Area1,636 sqft
1st Floor Area1,446 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 2010
Architectural StyleOld Style
Exterior MaterialAluminum/Vinyl
Lot Area18,295 sqft (0.42 acres)
Lot Dimensions200 ft deep x 250 ft wide
View / LotCanal
Garage TypeDetached
Garage Area378 sqft
Parking Spaces1 Parking Space
PorchCovered Porch
Porch Area395 sqft

Utilities, Heating & Cooling

Heating FuelElectric
Water SourceCommercial

Location & Zoning

Account Number31
Street Address44 WILLOW ST
CityRIVERHEAD
StateNY
Zip11901
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code05
Legal Block3
Legal Lot Number54
JurisdictionSUFFOLK NY
Township / Civil DivisionRIVERHEAD
Census Block Group1
Census Block1011
Census Tract169905

Owner

Source: Suffolk County and Riverhead Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address44 WILLOW ST, RIVERHEAD, NY 11901
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Dec 14, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
HOME POINT FINANCIAL CORPORATION
Jan 12, 2024Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 3, 2010 · Amount on Record
Deed SaleFeb 3, 2010 · Amount on Record
Deed Book / Page12615 / 328
Prior Transfer DateApr 25, 2003
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address44 WILLOW ST, RIVERHEAD, NY 11901
Transaction TypeMortgage
Record UpdatedJan 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0233560411
DateDec 14, 2021
Book Page23356/411
InstrumentDM052146
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeGovernment Agency
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term349 Months
DueJan 1, 2051

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUFFOLK NY
Recording DateJan 12, 2024
Property Address44 WILLOW ST, RIVERHEAD, NY 11901
Document Number0132320643
Book / Page13232 / 643
Instrument DateOct 27, 2020
Transaction TypeTransfer
Record UpdatedApr 9, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address44 WILLOW ST, SOUTH JAMESPORT, NY 11970-2038

Tax Assessment & Valuation

Source: Suffolk County and Riverhead Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionRiverhead Town
Unified School DistrictRiverhead Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$67,000 (-) Land $13,800 Building $53,200$821,078 (+13.85%) Land $169,118 Building $651,961
2024$13,599.00
2023$67,000 Land $13,800 Building $53,200$721,206 Land $148,547 Building $572,659

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 162 policies
Nearby Flood Policies162 in force
Nearby Flood Claims18 (1992–2021)
Claims Outside the SFHA3 of 18
Most Recent ClaimOct 2021 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Nov 2012 · 12 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRIVERHEAD WATER DISTRICT
serves 35,000 people · EPA ID NY5103705
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrite
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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