Suffolk County and Riverhead Town property record for 28 Willow St, Riverhead, NY 11901
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 917 sqft · built 1954 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Company Name on Record |
| Last Sale | $345,000 (Jun 2020) |
| Tax Bill | $7,914 (2024) |
| Deeds & Mortgages | Feb 2021 Refinance Jun 2021 Sale + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 473000 87.-1-17 |
| Primary APN | 473000 87.-1-17 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 917 sqft Living Area |
| Gross Area | 1,429 sqft |
| 1st Floor Area | 917 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Foundation Type | No Foundation |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Dimensions | 140 ft deep x 75 ft wide |
| View / Lot | Canal |
| Garage Type | Attached |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Porch Area | 416 sqft |
| Heating Fuel | Electric |
|---|
| Account Number | 26 |
|---|---|
| Street Address | 28 WILLOW ST |
| City | RIVERHEAD |
| State | NY |
| Zip | 11901-5910 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 |
| Legal Description | *877 & E 1/2 LOT 29 OCK-A-BOCK LOT 28 |
| Legal Block | 1 |
| Legal Lot Number | 17 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | RIVERHEAD |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 169906 |
Source: Suffolk County and Riverhead Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 28 WILLOW ST, RIVERHEAD, NY 11901-5910 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Feb 18, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NAVY FCU |
| Jun 8, 2021 | Deed, Transfer |
| Feb 18, 2021 | Deed, Transfer |
| Jun 23, 2020 | Grant Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 23, 2020 · Amount on Record |
| Deed Sale | Jun 23, 2020 · Amount on Record |
| Prior Sale | Aug 21, 2015 · Amount on Record |
| Deed Book / Page | 13062 / 65 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 28 WILLOW ST, RIVERHEAD, NY 11901-5910 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2024 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0232330291 |
|---|---|
| Date | Feb 18, 2021 |
| Book Page | 23233/291 |
| Instrument | DL055145 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Jun 8, 2021 |
| Property Address | 28 WILLOW ST, RIVERHEAD, NY 11901-5910 |
| Document Number | 0131070776 |
| Book / Page | 13107 / 776 |
| Instrument Date | Apr 26, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Feb 18, 2021 |
| Property Address | 28 WILLOW ST, RIVERHEAD, NY 11901-5910 |
| Document Number | 0130910530 |
| Book / Page | 13091 / 530 |
| Instrument Date | Jan 15, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 28 WILLOW ST, AQUEBOGUE, NY 11931 |
| Investor | Possibly a Property Investor |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Jun 23, 2020 |
| Property Address | 28 WILLOW ST, RIVERHEAD, NY 11901-5910 |
| Document Number | 0130620065 |
| Book / Page | 013062 / 000065 |
| Instrument Date | May 29, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,380.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 57 MANHASSET AVE MANHASSET NY 110302346, MANHASSET, NY 11030-2346 |
Source: Suffolk County and Riverhead Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Riverhead Town |
| Unified School District | Riverhead Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $38,000 (-) Land $7,100 Building $30,900 | $465,686 (+13.85%) Land $87,010 Building $378,676 | |
| 2024 | $7,914.00 | ||
| 2023 | $38,000 Land $7,100 Building $30,900 | $409,042 Land $76,426 Building $332,616 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 87 policies |
| Nearby Flood Policies | 87 in force |
| Nearby Flood Claims | 15 (1992–2012) |
| Claims Outside the SFHA | 5 of 15 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 93% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIVERHEAD WATER DISTRICT serves 35,000 people · EPA ID NY5103705 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2025–2027) action level 15 ppb |
| Water Quality | Nitrite resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Starlink Satellite | 280 / 30 |
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