Cape May County and Upper Township property record for 44 White Oak Dr, Ocean View, NJ 08230
| Property Type | Single Family Home |
|---|---|
| Details | 1,782 sqft · built 1975 |
| Lot Size | 0.315 acres (13,700 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $493,980 (Dec 2025) |
| Tax Bill | $5,613 (2024) |
| Deeds & Mortgages | Nov 2021 Mortgage Dec 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-00571-0000-00003 |
| Primary APN | 11-00571-0000-00003 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,782 sqft Living Area |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Construction Type | Frame |
| Lot Area | 13,700 sqft (0.315 acres) |
| Lot Dimensions | 137 ft deep x 100 ft wide |
| Street Address | 44 WHITE OAK DR |
|---|---|
| City | OCEAN VIEW |
| State | NJ |
| Zip | 08230-1408 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Subdivision | OAK FOREST ESTATES SEC #2 |
| Legal Block | 571 |
| Legal Lot Number | 3 |
| Jurisdiction | CAPE MAY NJ |
| Township / Civil Division | UPPER |
| Census Block Group | 4 |
| Census Block | 4028 |
| Census Tract | 20301 |
Source: Cape May County and Upper Township records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2058 ROUTE 9, 405, OCEAN VIEW, NJ 08230-1239 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Nov 18, 2021 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Dec 19, 2025 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 19, 2025 · Amount on Record |
| Deed Sale | Dec 19, 2025 · Amount on Record |
| Prior Sale | Aug 3, 2015 · Amount on Record |
| Deed Document Number | 202584359 |
| Deed Book / Page | 4258 / 886 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 44 WHITE OAK DR, OCEAN VIEW, NJ 08230-1408 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000050717 |
|---|---|
| Date | Nov 18, 2021 |
| Book Page | 6486/919 |
| Instrument | 2021050717 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 289 Months |
| Due | Dec 1, 2045 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Recording Date | Dec 19, 2025 |
| Property Address | 44 WHITE OAK DR, OCEAN VIEW, NJ 08230-1408 |
| Document Number | 0000084359 |
| Book / Page | D4258 / 886 |
| Instrument Date | Nov 18, 2025 |
| Instrument | 2025084359 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Title Company | UNKNOWN, THE TITLE COMPANY OF JERSEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 44 WHITE OAK DR, OCEAN VIEW, NJ 08230-1408 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2058 ROUTE 9 UNIT 405, 405, OCEAN VIEW, NJ 08230-1239 |
| Document Number | 0000084360 |
|---|---|
| Date | Dec 19, 2025 |
| Instrument | 2025084360 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2055 |
Source: Cape May County and Upper Township assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cape May County |
| County Subdivision | Upper Township |
| Unified School District | Upper Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $244,600 (-) Land $112,600 Building $132,000 | $244,600 (-) Land $112,600 Building $132,000 | |
| 2025 | $244,600 (-) Land $112,600 Building $132,000 | $244,600 (-) Land $112,600 Building $132,000 | |
| 2024 | $5,613.00 (+9.18%) | ||
| 2023 | $244,600 Land $112,600 Building $132,000 | $244,600 Land $112,600 Building $132,000 | |
| 2022 | $5,141.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 51% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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