38 White Oak Dr, Ocean View, NJ 08230 Property Records

Cape May County and Upper Township property record for 38 White Oak Dr, Ocean View, NJ 08230

Property Summary

Property TypeSingle Family Home
Details1,924 sqft · built 1972
Lot Size0.344 acres (15,002 sqft)
OwnerIndividual Name on File
Last Sale$500,000 (Jul 2023)
Tax Bill$5,638 (2024)
Deeds & MortgagesOct 2025 Mortgage
Jul 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN11-00573-01-00038

Property Details

APN / Parcel Number

Primary APN11-00573-01-00038
Alternative APN
  • 1100573000000038

Interior

Stories2 Stories
Building Area1,924 sqft Living Area

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Construction TypeFrame
Lot Area15,002 sqft (0.344 acres)
Lot Dimensions150 ft deep x 100 ft wide

Location & Zoning

Street Address38 WHITE OAK DR
CityOCEAN VIEW
StateNJ
Zip08230-1455
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal Block573.1
Legal Lot Number38
JurisdictionCAPE MAY NJ
Township / Civil DivisionUPPER
Census Block Group4
Census Block4026
Census Tract20301

Owner

38 White Oak Dr is owned by an individual who bought it in July 2023.

Source: Cape May County and Upper Township records, as of June 29, 2026

Owner of RecordIndividual Name on File
Mailing Address10 CEDAR HOLLOW CT, MARMORA, NJ 08223-1736
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 23, 2025Deed of Trust, Mortgage
PNC BANK NA
Jul 24, 2023Deed, Transfer · Conventional Mortgage
US BANK NA
Sep 28, 2022Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 24, 2023 · Amount on File
Deed SaleJul 24, 2023 · Amount on File
Prior SaleSep 28, 2022 · Amount on File
Deed Document Number202316214
Deed Book / Page4125 / 526
Prior Transfer DateDec 23, 2011
Prior Transfer Doc0000000062
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAPE MAY NJ
Property Address38 WHITE OAK DR, OCEAN VIEW, NJ 08230-1455
Transaction TypeMortgage
Record UpdatedNov 28, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000079286
DateOct 23, 2025
Book PageM6849/887
Instrument2025079286
Lender
NamePNC BANK NA
TypeBank
Agreement
AmountAmount on Record
Term480 Months
DueOct 10, 2065

July 2023: Deed, Transfer

Document TypeDeed
JurisdictionCAPE MAY NJ
Recording DateJul 24, 2023
Property Address38 WHITE OAK DR, OCEAN VIEW, NJ 08230-1455
Document Number0000016214
Book / PageD4125 / 526
Instrument DateJul 21, 2023
Instrument2023016214
Transaction TypeTransfer
Record UpdatedAug 17, 2023
Title CompanySURETY TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$41.75
Amount AccuracyFull Amount Stated
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4 W SHERMAN AVE, STRATHMERE, NJ 08248

Transferred To (Grantee/Buyer)

NameVerified Name
Address38 WHITE OAK DR, OCEAN VIEW, NJ 08230-1455

Mortgage

Document Number0000016215
DateJul 24, 2023
Book PageM6663/252
Instrument2023016215
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2053

September 2022: Sheriff's Deed, Foreclosure

Document TypeSheriff's Deed
JurisdictionCAPE MAY NJ
Recording DateSep 28, 2022
Property Address38 WHITE OAK DR, OCEAN VIEW, NJ 08230-1455
Document Number0000030002
Book / PageD4080 / 219
Instrument DateSep 27, 2022
Instrument2022030002
Transaction TypeForeclosure
Record UpdatedOct 26, 2022

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 E SHERMAN AVE, STRATHMERE, NJ 08248-2804

Tax Assessment & Valuation

Source: Cape May County and Upper Township assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyCape May County
County SubdivisionUpper Township
Unified School DistrictUpper Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$326,800 (-) Land $118,500 Building $208,300$326,800 (-) Land $118,500 Building $208,300
2025$326,800 Land $118,500 Building $208,300$326,800 Land $118,500 Building $208,300
2024$5,638.00
2023$245,700 (-) Land $118,500 Building $127,200$245,700 (-) Land $118,500 Building $127,200
2022$5,164.00 (+0.14%)$245,700 Land $118,500 Building $127,200$245,700 Land $118,500 Building $127,200
2021$5,157.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 38 White Oak Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2012)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 White Oak Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 51% of New Jersey
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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