44 Vernon St, #46, Holyoke, MA 01040 Property Records

Hampden County and Holyoke City property record for 44 Vernon St, #46, Holyoke, MA 01040

Property Summary

Property Type	Triplex
Details	8 bd · 3 ba · 3,027 sqft · built 1900
Lot Size	0.187 acres (8,124 sqft)
Owner	Individual Name on File
Last Sale	$247,500 (Mar 2021)
Tax Bill	$5,351 (2026)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`HOLY M:0082 B:0000 L:86`

Property Details

APN / Parcel Number

Primary APN	`HOLY M:0082 B:0000 L:86`

Interior

Bedrooms	8 Beds
Full Baths	3 Baths
Total Rooms	16 Rooms
Units	3 Units
Stories	2 Stories
Building Area	3,027 sqft Living Area
Gross Area	5,676 sqft
Basement Area	1,316 sqft
Unfinished Basement	1,316 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Triplex
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,124 sqft (0.187 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	44 VERNON ST, 46
City	HOLYOKE
State	MA
Zip	01040-3426
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	DR
Legal Lot Number	86
Jurisdiction	HOLYOKE MA
Township / Civil Division	HOLYOKE
Census Block Group	1
Census Block	1002
Census Tract	812103

Owner

44 Vernon St, #46 is owned and occupied by an individual who bought it in March 2021.

Source: Hampden County and Holyoke City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	44 VERNON ST, 46, HOLYOKE, MA 01040-3426
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2021 · Amount on File
Deed Sale	Mar 1, 2021 · Amount on File
Prior Sale	May 25, 2004 · Amount on File
Deed Document Number	202113653
Deed Book / Page	23733 / 489
Prior Transfer Date	Feb 26, 2021
Prior Transfer Doc	23733-489
Record Updated	Oct 29, 2026

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLYOKE MA
Recording Date	Mar 1, 2021
Property Address	44-46 VERNON ST, HOLYOKE, MA 01040
Document Number	23733-489
Book / Page	23733 / 489
Instrument Date	Feb 26, 2021
Instrument	13653
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	950 MAIN ST, HOLYOKE, MA 01040-7401

Mortgage

Document Number	13654
Date	Mar 1, 2021
Instrument	13654

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 44 Vernon St, #46 was $5,351, up 6.8% from the year before.

Source: Hampden County and Holyoke City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Holyoke City
Unified School District	Holyoke School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$5,351.00 (+6.85%)	$307,000 (+7.04%) Land $45,300 Building $235,400
2025	$5,008.00 (+7.56%)	$286,800 (+16.73%) Land $42,300 Building $244,500
2024	$4,656.00 (+1.02%)	$245,700 (-) Land $40,100 Building $205,600
2023	$4,609.00	$245,700 Land $40,100 Building $205,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 44 Vernon St, #46 in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (2003)
Claims Outside the SFHA	4 of 4
Most Recent Claim	May 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 44 Vernon St, #46 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLYOKE WATER WORKS serves 37,838 people · EPA ID MA1137000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	9 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Netafy.

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