39 Vernon St, Holyoke, MA 01040 Property Records

Hampden County and Holyoke City property record for 39 Vernon St, Holyoke, MA 01040

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,088 sqft · built 1910
Lot Size	0.144 acres (6,251 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (May 2019)
Tax Bill	$5,109 (2025)
Deeds & Mortgages	May 2019 Sale & Mortgage Jan 2017 Foreclosure
Flood Zone	Zone X (reduced by levee)
APN	`HOLY M:0082 B:0000 L:83`

Property Details

APN / Parcel Number

Primary APN	`HOLY M:0082 B:0000 L:83`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,088 sqft Living Area
Gross Area	4,624 sqft
Basement Area	1,044 sqft
Unfinished Basement	1,044 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,251 sqft (0.144 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	39 VERNON ST
City	HOLYOKE
State	MA
Zip	01040-3425
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	DR
Legal Lot Number	83
Jurisdiction	HOLYOKE MA
Township / Civil Division	HOLYOKE
Census Block Group	1
Census Block	1003
Census Tract	812103

Owner

Source: Hampden County and Holyoke City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	39 VERNON ST, HOLYOKE, MA 01040-3425
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2019	Quit Claim Deed, Transfer · Conventional with PMI PEOPLESBANK (HOLYOKE MA)
Jan 19, 2017	Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2019 · Amount on Record
Deed Sale	May 22, 2019 · Amount on Record
Prior Sale	Jan 19, 2017 · Amount on Record
Deed Document Number	201926314
Deed Book / Page	22674 / 495
Record Updated	Jun 8, 2026

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLYOKE MA
Recording Date	May 22, 2019
Property Address	39 VERNON ST, HOLYOKE, MA 01040-3425
Document Number	22674-495
Book / Page	022674 / 000495
Instrument Date	May 7, 2019
Instrument	26314
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$813.75
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 VERNON ST HOLYOKE MA 010403425, HOLYOKE, MA 01040-3425

Mortgage

Document Number	22674-498
Date	May 22, 2019
Book Page	022674/000498
Instrument	26315

Lender

Name	PEOPLESBANK (HOLYOKE MA)

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 21, 2049

January 2017: Foreclosure

Document Type	Foreclosure
Jurisdiction	HOLYOKE MA
Recording Date	Jan 19, 2017
Property Address	39 VERNON ST, HOLYOKE, MA 01040-3425
Document Number	21539-189
Book / Page	021539 / 000189
Instrument Date	Dec 29, 2016
Instrument	3357
Transaction Type	Foreclosure
Record Updated	Feb 7, 2017

Transaction

Amount	Amount Recorded
Tax	$627.75
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	15480 LAGUNA CANYON RD #100 IRVINE CA 926182132, 100, IRVINE, CA 92618-2132

Tax Assessment & Valuation

Source: Hampden County and Holyoke City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Holyoke City
Unified School District	Holyoke School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,109.00 (+7.92%)	$292,600 (+17.13%) Land $41,900 Building $250,700
2024	$4,734.00 (+8.63%)	$249,800 (+7.53%) Land $39,700 Building $210,100
2023	$4,358.00	$232,300 Land $39,700 Building $192,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (2003)
Claims Outside the SFHA	4 of 4
Most Recent Claim	May 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLYOKE WATER WORKS serves 37,838 people · EPA ID MA1137000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	9 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Netafy.

Nearby Properties on Vernon St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures