44 Timber Oaks Trl, O Fallon, MO 63368 Property Records

St. Charles County property record for 44 Timber Oaks Trl, O Fallon, MO 63368

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 985 sqft · built 1999
Lot Size	0.005 acres (233 sqft)
Owner	Individual Name on Record
Tax Bill	$2,053 (2025)
Deeds & Mortgages	Jul 2022 Mortgage May 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T011700016`

Property Details

APN / Parcel Number

Primary APN	`T011700016`
Alternative APN	`4-0036-8449-00-004C.0000000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	985 sqft Living Area
Gross Area	1,370 sqft
1st Floor Area	985 sqft
Basement Area	132 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Brick/Stone
Lot Area	233 sqft (0.005 acres)
Garage Type	Attached
Garage Area	253 sqft
Parking Spaces	1 Parking Space
Deck Area	Deck Area
Patio Area	40 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T011700016
Street Address	44 TIMBER OAKS TRL
City	O FALLON
State	MO
Zip	63368-8178
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	TIMBER CREEK CONDO AT WINGHAVEN #8 BLDG 4 UNIT 4C GAR STORAGE
Legal Subdivision	TIMBER CREEK CONDOS AT WINGHAVEN #8 BLDG
Legal Lot Number	4C
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1004
Census Tract	311153

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	44 TIMBER OAKS TRL, O FALLON, MO 63368-8178
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 29, 2019	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 26, 2018	Warranty Deed, Transfer · Conventional Mortgage FORTUNEBANK
Jan 20, 2017	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2019
Deed Sale	Jun 12, 2019
Prior Sale	May 29, 2019 · Amount on Record
Deed Document Number	2019288280
Deed Book / Page	7088 / 1047
Prior Transfer Date	May 23, 2019
Prior Transfer Doc	0000288280
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	44 TIMBER OAKS TRL, O FALLON, MO 63368-8178
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041787
Date	Jul 27, 2022
Instrument	2022R-041787

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 29, 2019
Property Address	44 TIMBER OAKS TRL, O FALLON, MO 63368-8178
Document Number	0000256370
Book / Page	7080 / 1225
Map Reference	MB 36 PG 355-357
Instrument Date	May 23, 2019
Instrument	20190529000256370
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	TRI SOURCE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 TIMBER OAKS TRL # 4C, 4C, O FALLON, MO 63368-8178

Mortgage

Document Number	0000256380
Date	May 29, 2019
Instrument	20190529000256380

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 26, 2018
Property Address	44 TIMBER OAKS TRL, O FALLON, MO 63368-8178
Document Number	0000050220
Book / Page	6872 / 0070
Map Reference	MB 36 PG 355-357
Instrument Date	Jan 25, 2018
Instrument	20180126000050220
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 TIMBER OAKS TRL, O FALLON, MO 63368-8178

Mortgage

Document Number	0000050230
Date	Jan 26, 2018
Instrument	20180126000050230

Lender

Name	FORTUNEBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	362 Months
Due	Mar 1, 2048

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 20, 2017
Property Address	44 TIMBER OAKS TRL, O FALLON, MO 63368-8178
Document Number	0000043450
Book / Page	6688 / 1605
Map Reference	MB 36 PG 355-357
Instrument Date	Jan 13, 2017
Instrument	20170120000043450
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1218 SADDLEMAKER DR, 1218, SAINT CHARLES, MO 63304-2424

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 TIMBER OAKS TRL, O FALLON, MO 63368-8178

Mortgage

Document Number	0000043470
Date	Jan 20, 2017
Instrument	20170120000043470

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$30,539 (-)	$160,733 (-) Building $160,733
2025	$2,053.00 (+26.42%)	$30,539 (+14.34%)	$160,733 (+14.35%)
2023		$26,708 (+22.74%)
2022	$1,624.00	$21,759	$140,568 (+22.74%) Building $140,568
2021			$114,522

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2006–2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2008 · Severe Storms, Flooding, And A Tornado

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: Gateway Fiber, T-Mobile, Verizon.

Nearby Properties on Timber Oaks Trl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures