34 Timber Oaks Trl, O Fallon, MO 63368 Property Records

St. Charles County property record for 34 Timber Oaks Trl, O Fallon, MO 63368

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 995 sqft · built 1999
Lot Size	0.005 acres (233 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Feb 2026)
Tax Bill	$2,073 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T011700011`

Property Details

APN / Parcel Number

Primary APN	`T011700011`
Alternative APN	`4-0036-8455-00-003C.0000000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	995 sqft Living Area
Gross Area	1,380 sqft
1st Floor Area	995 sqft
Basement Area	132 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Brick/Stone
Lot Area	233 sqft (0.005 acres)
Garage Type	Attached
Garage Area	253 sqft
Parking Spaces	1 Parking Space
Deck Area	Deck Area
Patio Area	40 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T011700011
Street Address	34 TIMBER OAKS TRL
City	O FALLON
State	MO
Zip	63368-8178
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	TIMBER CREEK CONDO AT WINGHAVEN #9 BLDG 3 UNIT 3C GAR STORAGE
Legal Subdivision	TIMBER CREEK CONDOS AT WINGHAVEN #9 BLDG
Legal Lot Number	3C
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1004
Census Tract	311153

Owner

34 Timber Oaks Trl, a condominium, is owned by two individuals who bought it in February 2026.

Source: St. Charles County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	34 TIMBER OAKS TRL, 3C, O FALLON, MO 63368-8178
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage CARROLLTON BANK
Dec 15, 2020	Deed of Trust, Mortgage CARROLLTON BK
Feb 26, 2019	Warranty Deed, Transfer ANHEUSER BUSCH EMPS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2026 · Amount on File
Deed Sale	Feb 3, 2026 · Amount on File
Prior Sale	Nov 7, 2024 · Amount on File
Deed Document Number	20264918
Prior Transfer Date	Jan 22, 2026
Prior Transfer Doc	0000004918
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	34 TIMBER OAKS TRL, O FALLON, MO 63368-8178
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	COMMERCE TTL & CLOSING SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071550174
Date	Oct 2, 2019
Book Page	7155/0174
Instrument	20191002000547910

Lender

Name	CARROLLTON BANK
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2034

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	34 TIMBER OAKS TRL, O FALLON, MO 63368-8178
Document Number	0000101964
Instrument Date	Dec 15, 2020
Transaction Type	Mortgage
Record Updated	Mar 15, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	34 TIMBER OAKS TRL O FALLON MO 633688178, O FALLON, MO 63368-8178

Mortgage

Document Number	0000101964
Date	Dec 28, 2020
Instrument	101964

Lender

Name	CARROLLTON BK
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Amount	Amount on Record
Term	180 Months
Due	Dec 27, 2035

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Feb 26, 2019
Property Address	34 TIMBER OAKS TRL, O FALLON, MO 63368-8178
Document Number	0070391875
Book / Page	007039 / 001875
Instrument Date	Feb 22, 2019
Instrument	84500
Transaction Type	Transfer
Record Updated	Mar 19, 2019
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTR

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	520 N 6TH ST ST CHARLES MO 633011807, ST CHARLES, MO 63301-1807

Mortgage

Document Number	70391877
Date	Feb 26, 2019
Book Page	007039/001877
Instrument	84510

Lender

Name	ANHEUSER BUSCH EMPS CU
Type	Credit Union
Address	SAINT LOUIS, MO 63118

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 25, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 34 Timber Oaks Trl was $2,073, up 10.9% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$30,839 (-)	$162,310 (-) Building $162,310
2025	$2,073.00 (+10.86%)	$30,839	$162,310 Building $162,310
2024	$1,870.00
2023		$26,968
2022			$141,935 Building $141,935

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 34 Timber Oaks Trl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2006–2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2008 · Severe Storms, Flooding, And A Tornado

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 34 Timber Oaks Trl is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: Gateway Fiber, T-Mobile, Verizon.

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