44 Sunset Dr, Whispering Pines (Carthage), NC 28327 Property Records

Moore County property record for 44 Sunset Dr, Whispering Pines, NC 28327

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,082 sqft · built 2009
Lot Size	0.636 acres (27,704 sqft)
Owner	2 Individual Names on Record
Last Sale	$600,000 (Sep 2025)
Tax Bill	$4,126 (2026)
Deeds & Mortgages	Jul 2013 Mortgage Feb 2010 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`858406391441`

Property Details

APN / Parcel Number

Primary APN	`858406391441`
Alternative APNs	`00032585` `22873200` `97074770`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,082 sqft Living Area
1st Floor Area	1,850 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Custom Design
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Footing
Roof Material	Rolled Roofing
Lot Area	27,704 sqft (0.636 acres)
Porch	Porch
Porch Area	348 sqft
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	97074770
Street Address	44 SUNSET DR
City	WHISPERING PINES
State	NC
Zip	28327-9473
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSI
Legal Description	LOT 449 A ADD 2 SEC 4 WHISPERING PINES MUNI SUNSET
Legal Subdivision	A ADD
Legal Lot Number	449
Jurisdiction	MOORE NC
Township / Civil Division	7, MCNEILL
Census Block Group	2
Census Block	2032
Census Tract	950506

Owner

Source: Moore County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	44 SUNSET DR, WHISPERING PINES, NC 28327-9473
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2013	Deed of Trust, Mortgage · Conventional Mortgage BOFI FEDERAL BANK
Feb 8, 2010	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK
Sep 24, 2009	Deed of Trust, Mortgage · Construction Mortgage FIRST BANK
Sep 18, 2025	Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Sep 18, 2025	Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2025 · Amount on Record
Deed Sale	Sep 18, 2025 · Amount on Record
Deed Document Number	202513337
Deed Book / Page	6415 / 150
Prior Transfer Date	Mar 13, 2025
Prior Transfer Doc	006339/379
Record Updated	Oct 29, 2026

July 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOORE NC
Property Address	44 SUNSET DR, WHISPERING PINES, NC 28327-9473
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004244/149
Date	Jul 26, 2013
Book Page	4244/149
Instrument	2013012097

Lender

Name	BOFI FEDERAL BANK
Type	Bank
Address	SAN DIEGO, CA 92150

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Jan 1, 2043

February 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOORE NC
Property Address	44 SUNSET DR, WHISPERING PINES, NC 28327-9473
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003685/503
Date	Feb 8, 2010
Book Page	3685/503
Instrument	2010001646

Lender

Name	FIRST BANK
Type	Bank
Address	SOUTHERN PINES, NC 28387

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2040

September 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOORE NC
Property Address	44 SUNSET DR, WHISPERING PINES, NC 28327-9473
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003634/231
Date	Sep 24, 2009
Book Page	3634/231
Instrument	2009014863

Lender

Name	FIRST BANK
Type	Bank
Address	SOUTHERN PINES, NC 28388

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 22, 2010

Interest

Rate Type	Adjustable Rate

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOORE NC
Recording Date	Sep 18, 2025
Property Address	44 SUNSET DR, WHISPERING PINES, NC 28327-9473
Document Number	006415/150
Book / Page	6415 / 150
Instrument Date	Sep 3, 2025
Instrument	2025013337
Transaction Type	Transfer
Record Updated	Mar 19, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	44 SUNSET DR, WHISPERING PINES, NC 28327-9473

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	44 SUNSET DR, WHISPERING PINES, NC 28327-9473

Mortgage

Document Number	2025013338
Date	Sep 18, 2025
Instrument	2025013338

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOORE NC
Recording Date	Sep 18, 2025
Property Address	44 SUNSET DR, WHISPERING PINES, NC 28327-9473
Document Number	006415/150
Book / Page	6415 / 150
Instrument Date	Sep 3, 2025
Instrument	2025013337
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	44 SUNSET DR, WHISPERING PINES, NC 28327-9473

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	44 SUNSET DR, WHISPERING PINES, NC 28327-9473

Mortgage

Document Number	2025013338
Date	Sep 18, 2025
Instrument	2025013338

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

Source: Moore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Moore County
Municipality	Whispering Pines Village
Unified School District	Moore County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,126.00 (+4.27%)	$563,320 (-) Land $160,000 Building $403,320
2025	$3,957.00 (+5.24%)	$563,320 (-) Land $160,000 Building $403,320
2024	$3,760.00 (-2.89%)	$563,320 (-) Land $160,000 Building $403,320	$563,320 (-) Land $160,000 Building $403,320
2023	$3,872.00	$563,320 Land $160,000 Building $403,320	$563,320 Land $160,000 Building $403,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	7 (2018–2025)
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHISPERING PINES DEVELOPMENT private · serves 4,178 people · EPA ID NC0363112
Water Source	Purchased surface water from TOWN OF SOUTHERN PINES
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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