40 Sunset Dr, Whispering Pines (Carthage), NC 28327 Property Records

Moore County property record for 40 Sunset Dr, Whispering Pines, NC 28327

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 3,015 sqft · built 1988
Lot Size0.935 acres (40,729 sqft)
Owner2 Individual Names on Record
Last Sale$565,000 (Feb 2023)
Tax Bill$4,568 (2026)
Deeds & MortgagesJun 2026 Mortgage
Feb 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN858406392626

Property Details

APN / Parcel Number

Primary APN858406392626
Alternative APNs
  • 00039744
  • 97049512
  • 97061374
  • 97061910

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area3,015 sqft Living Area
1st Floor Area2,965 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialRolled Roofing
Lot Area40,729 sqft (0.935 acres)
Garage TypeDetached
Garage Area1,188 sqft
PorchPorch
Porch Area40 sqft
Patio Area424 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number97061910
Street Address40 SUNSET DR
CityWHISPERING PINES
StateNC
Zip28327-9473
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSI
Legal DescriptionLOT 451 A ADD 2 SEC 4 WHISPERING PINES MUNI SUNSET
Legal SubdivisionA ADD
Legal Lot Number451
JurisdictionMOORE NC
Township / Civil Division7, MCNEILL
Census Block Group2
Census Block2032
Census Tract950506

Owner

Source: Moore County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address40 SUNSET DR, WHISPERING PINES, NC 28327-9473
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 11, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Feb 1, 2023Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 1, 2023 · Amount on Record
Deed SaleFeb 1, 2023 · Amount on Record
Prior SaleNov 2, 1987 · Amount on Record
Deed Document Number20231207
Deed Book / Page5968 / 206
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMOORE NC
Recording DateJun 11, 2026
Property Address40 SUNSET DR, WHISPERING PINES, NC 28327-9473
Document Number0000009008
Book / Page6562 / 540
Instrument DateJun 9, 2026
Instrument20269008
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyROCKET TITLE, ROCKET LCOSE

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 SUNSET DR, WHISPERING PINES, NC 28327-9473

Mortgage

Document Number0000009008,
DateJun 11, 2026
Book Page6562/540
Instrument20269008
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 1, 2041
Interest
Rate TypeFixed Rate
Rate5.71%
Initial TypeFixed Rate
Max Rate-1%

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMOORE NC
Recording DateFeb 1, 2023
Property Address40 SUNSET DR, WHISPERING PINES, NC 28327-9473
Document Number005968/206
Book / Page5968 / 206
Map ReferenceMB 7 PG 56
Instrument DateJan 19, 2023
Instrument2023001207
Transaction TypeTransfer
Record UpdatedFeb 9, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,130.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 212961, COLUMBIA, SC 29221-2961

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 SUNSET DR, WHISPERING PINES, NC 28327-9473

Mortgage

Document Number2023001208
DateFeb 1, 2023
Instrument2023001208
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2053

Tax Assessment & Valuation

Source: Moore County assessment roll, as of August 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMoore County
MunicipalityWhispering Pines Village
Unified School DistrictMoore County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,568.00 (+4.27%)$623,640 (-) Land $192,000 Building $431,640
2025$4,381.00 (+2.19%)$623,640 (-) Land $192,000 Building $431,640
2024$623,640 (-) Land $192,000 Building $431,640
2023$4,287.00$623,640 Land $192,000 Building $431,640$623,640 Land $192,000 Building $431,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 20 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies20 in force
Nearby Flood Claims7 (2018–2025)
Most Recent ClaimJul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · above 67% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWHISPERING PINES DEVELOPMENT
private · serves 4,178 people · EPA ID NC0363112
Water SourcePurchased surface water from TOWN OF SOUTHERN PINES
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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