44 Sumner St, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 44 Sumner St, Gloucester, MA 01930 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1973
Square Footage	1,736 sqft Living Area
Lot Size	40,500 sqft (0.93 acres)
Occupancy	Owner Occupied
Last Sale	$585,000 (2023)
Tax Bill	$5,884.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0240 B:0021 L:0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,736 sqft Living Area
Gross Area	3,616 sqft Gross Area
1st Floor	1,736 sqft 1st Floor
Basement Area	1,736 sqft Basement
Unfinished Basement	1,736 sqft Unfinished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Ranch Style
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	40,500 sqft (0.93 acres)

Utilities and HVAC

Heating System	Baseboard Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Street Address	44 SUMNER ST
City	GLOUCESTER
State	MA
Zip	01930-1550
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	21
Jurisdiction	GLOUCESTER MA
Minor Civil Division	GLOUCESTER
Census Blockgroup	2
Census Block	2006
Census Tract	221902

Owner

Source: Essex County and Gloucester City records · APN GLOU M:0240 B:0021 L:0000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	44 SUMNER ST, GLOUCESTER, MA 01930-1550
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 25, 2023 · Amount on Record
Deed Sale	Aug 25, 2023 · Amount on Record
Prior Sale	Jun 14, 1996 · Amount on Record
Deed Doc Number	20232520
Deed Book / Page	41730 / 327
Record Refreshed	Sep 20, 2026

August 2023: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Aug 25, 2023
Property Address	44 SUMNER ST, GLOUCESTER, MA 01930-1550
Document Number	041730-327
Book / Page	41730 / 327
Instrument Date	Aug 25, 2023
Instrument	20230825002520
Transaction Type	Transfer
Record Updated	Sep 08, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	44 SUMNER ST, GLOUCESTER, MA 01930-1550

Mortgage

Document Number	230825002530
Date	Aug 25, 2023
Instrument	230825002530

Lender

Name	CAPE ANN SAVINGS BANK
Type	Bank

Agreement

Type	Stand Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Gloucester City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,884.00 (-4.6%)	$605,300 (-4.51%) Land $261,600 Building $343,700
2024	$6,168.00 (-0.39%)	$633,900 (+8.41%) Land $249,100 Building $384,800	$682,005
2023	$6,192.00	$584,700 Land $222,800 Building $361,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	10.0 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.