43 Sumner St, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 43 Sumner St, Gloucester, MA 01930 · Last verified July 2026

Property Highlights

Property Type	Residential > Multi-Unit > Duplex
Bedrooms	6 Beds
Bathrooms	3.5 Baths
Architecture Style	Cape Cod
Year Built	Built 1949
Square Footage	3,448 sqft Living Area
Lot Size	23,964 sqft (0.55 acres)
Occupancy	Owner Occupied
Tax Bill	$6,721.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0240 B:0024 L:0000`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Units	2 Units
Building Area	3,448 sqft Living Area
Gross Area	6,281 sqft Gross Area
1st Floor	825 sqft 1st Floor
Basement Area	825 sqft Basement
Unfinished Basement	825 sqft Unfinished
Stories	2 Stories

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Cape Cod Style
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	23,964 sqft (0.55 acres)

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Street Address	43 SUMNER ST
City	GLOUCESTER
State	MA
Zip	01930-1546
Property Usage	Residential Property Usage
Type	Residential > Multi-Unit > Duplex
Legal Block	24
Jurisdiction	GLOUCESTER MA
Minor Civil Division	GLOUCESTER
Census Blockgroup	2
Census Block	2000
Census Tract	221902

Owner

Source: Essex County and Gloucester City records · APN GLOU M:0240 B:0024 L:0000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	43 SUMNER ST, GLOUCESTER, MA 01930-1546
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Et Al (and Others) - Vendor Data Only

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2022	Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) CAPE ANN SAVINGS BANK
Jun 27, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Apr 25, 2022
Transfer Doc	041026-459
Record Refreshed	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	43 SUMNER ST, GLOUCESTER, MA 01930-1546
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041315-28
Date	Nov 22, 2022
Book Page	41315/28
Instrument	20221122000100

Lender

Name	CAPE ANN SAVINGS BANK
Type	Bank

Agreement

Type	Adjustable Rate Mortgage (ARM)
Amount	Amount Recorded
Term	373 Months
Due	Dec 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.63%
Type Change Date	Nov 01, 2028
Index	1-Year CMT
Margin	3

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Jun 27, 2022
Property Address	43 SUMNER ST, GLOUCESTER, MA 01930-1546
Document Number	041026-459
Book / Page	41026 / 459
Instrument Date	Apr 25, 2022
Instrument	20220627001290
Transaction Type	Transfer
Record Updated	Oct 30, 2025

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	43 SUMNER ST, GLOUCESTER, MA 01930-1546

Tax Assessment & Valuation

Source: Essex County and Gloucester City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,721.00 (+32.49%)	$691,500 (+32.62%) Land $219,500 Building $472,000
2024	$5,073.00 (-0.06%)	$521,400 (+8.78%) Land $209,100 Building $312,300	$621,965
2023	$5,076.00	$479,300 Land $186,600 Building $292,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 5,556 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

43 Sumner St, Gloucester, MA 01930 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

November 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

June 2022: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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