Somerset County and Bernards Township property record for 44 Spruce St, Basking Ridge, NJ 07920 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3,642 sqft · built 2015 |
| Lot Size | 4.81 acres (209,524 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,510,000 (Jun 2023) |
| Tax Bill | $25,431 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-02001-0000-00003 |
| Primary APN | 02-02001-0000-00003 |
|---|---|
| Alternative APNs |
|
| Building Area | 3,642 sqft Living Area |
|---|
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Lot Area | 209,524 sqft |
| Old Parcel Number | 020009500000006502 |
|---|---|
| Street Address | 44 SPRUCE ST |
| City | BASKING RIDGE |
| State | NJ |
| Zip | 07920-1823 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | GLUST PROP |
| Legal Block | 2001 |
| Legal Lot Number | 3 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | BERNARDS |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 52400 |
Source: Somerset County and Bernards Township records · APN 02-02001-0000-00003
Assessment roll updated July 7, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 44 SPRUCE ST, BASKING RIDGE, NJ 07920-1823 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 02, 2023 | Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| May 24, 2021 | Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 02, 2023 · Amount on Record |
| Deed Sale | Jun 02, 2023 · Amount on Record |
| Prior Sale | May 24, 2021 · Amount on Record |
| Deed Document Number | 202313603 |
| Deed Book / Page | 7507 / 3368 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Jun 02, 2023 |
| Property Address | 44 SPRUCE ST, BASKING RIDGE, NJ 07920-1823 |
| Document Number | 0000013603 |
| Book / Page | 7507 / 3368 |
| Instrument Date | May 25, 2023 |
| Instrument | 2023013603 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $15,746.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 77 KINGS RIDGE RD, BASKING RIDGE, NJ 07920-3408 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 44 SPRUCE ST, BASKING RIDGE, NJ 07920-1823 |
| Document Number | 0000013604 |
|---|---|
| Date | Jun 02, 2023 |
| Book Page | 7507/3375 |
| Instrument | 2023013604 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | May 24, 2021 |
| Property Address | 44 SPRUCE ST, BASKING RIDGE, NJ 07920-1823 |
| Document Number | 0000032827 |
| Book / Page | 7346 / 1412 |
| Instrument Date | May 17, 2021 |
| Instrument | 2021032827 |
| Transaction Type | Transfer |
| Record Updated | Jun 09, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $12,176.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 44 SPRUCE ST, 44, BASKING RIDGE, NJ 07920-1823 |
| Name | Verified Name |
|---|---|
| Address | 44 SPRUCE ST, BASKING RIDGE, NJ 07920-1823 |
| Document Number | 0000032828 |
|---|---|
| Date | May 24, 2021 |
| Instrument | 2021032828 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Type Change Date | Jun 01, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 4.5% |
| Index | Other |
| Max Rate | 7.5% |
Source: Somerset County and Bernards Township records · Assessment roll updated July 7, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| County Subdivision | Bernards Township |
| Unified School District | Bernards Township School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,591,100 (+5.61%) Land $544,300 Building $1,046,800 | $1,591,100 (+5.61%) Land $544,300 Building $1,046,800 | |
| 2025 | $25,431.00 (+0.86%) | $1,506,600 (+22.95%) Land $524,300 Building $982,300 | $1,506,600 (+22.95%) Land $524,300 Building $982,300 |
| 2024 | $25,215.00 (+9.75%) | ||
| 2023 | $1,225,400 Land $397,200 Building $828,200 | $1,225,400 Land $397,200 Building $828,200 | |
| 2022 | $22,975.00 |
Source: FEMA National Flood Hazard Layer, Somerset County (34035C), updated September 3, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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