Somerset County and Bernards Township property record for 23 Spruce St, Basking Ridge, NJ 07920 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3,123 sqft · built 1953 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $700,000 (Dec 2018) |
| Tax Bill | $16,279 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Dec 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-02001-0000-00024 |
| Primary APN | 02-02001-0000-00024 |
|---|---|
| Alternative APN |
|
| Total Rooms | 6 Rooms |
|---|---|
| Stories | 1 Story |
| Building Area | 3,123 sqft Living Area |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Lot Area | 17,424 sqft (0.4 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 0200095000000067 |
|---|---|
| Street Address | 23 SPRUCE ST |
| City | BASKING RIDGE |
| State | NJ |
| Zip | 07920-1822 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 2001 |
| Legal Lot Number | 24 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | BERNARDS |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 52400 |
Source: Somerset County and Bernards Township records · APN 02-02001-0000-00024
Assessment roll updated July 7, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 23 SPRUCE ST, BASKING RIDGE, NJ 07920-1822 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SANTANDER BANK NA |
| Dec 04, 2018 | Grant Deed, Transfer · Conventional Mortgage INTERCONTINENTAL CAP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 04, 2018 · Amount on Record |
| Deed Sale | Dec 04, 2018 · Amount on Record |
| Prior Sale | Oct 06, 1995 · Amount on Record |
| Deed Document Number | 201844803 |
| Deed Book / Page | 7085 / 3140 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 23 SPRUCE ST, BASKING RIDGE, NJ 07920-1822 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000052514 |
|---|---|
| Date | Oct 27, 2020 |
| Book Page | 7265/2304 |
| Instrument | 2020052514 |
| Name | SANTANDER BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Dec 04, 2018 |
| Property Address | 23 SPRUCE ST, BASKING RIDGE, NJ 07920-1822 |
| Document Number | 0000044803 |
| Book / Page | 007086 / 003140 |
| Instrument Date | Nov 14, 2018 |
| Instrument | 44803 |
| Transaction Type | Transfer |
| Record Updated | Dec 27, 2018 |
| Title Company | ENSURE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $700.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 23 SPRUCE ST BASKING RIDGE NJ 079201822, BASKING RIDGE, NJ 07920-1822 |
| Document Number | 44804 |
|---|---|
| Date | Dec 04, 2018 |
| Book Page | 007086/003146 |
| Instrument | 44804 |
| Name | INTERCONTINENTAL CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | MELVILLE, NY 11747 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 03, 2048 |
Source: Somerset County and Bernards Township records · Assessment roll updated July 7, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| County Subdivision | Bernards Township |
| Unified School District | Bernards Township School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,017,900 (+5.55%) Land $412,000 Building $605,900 | $1,017,900 (+5.55%) Land $412,000 Building $605,900 | |
| 2025 | $16,279.00 (+6.8%) | $964,400 (+22.15%) Land $392,000 Building $572,400 | $964,400 (+22.15%) Land $392,000 Building $572,400 |
| 2024 | $15,242.00 (+6.02%) | ||
| 2023 | $789,500 Land $352,000 Building $437,500 | $789,500 Land $352,000 Building $437,500 | |
| 2022 | $14,376.00 |
Source: FEMA National Flood Hazard Layer, Somerset County (34035C), updated September 3, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 35% of New Jersey |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures