44 Spruce Dr, Eagle Grove, IA 50533 Property Records

Wright County property record for 44 Spruce Dr, Eagle Grove, IA 50533

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,504 sqft · built 1966
Lot Size	0.166 acres (7,215 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Apr 2026)
Tax Bill	$3,002 (2025)
Deeds & Mortgages	Apr 2026 Sale & Line of Credit Apr 2026 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-28-401-004`

Property Details

APN / Parcel Number

Primary APN	`09-28-401-004`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,504 sqft Living Area
1st Floor Area	936 sqft
Basement Area	936 sqft
Finished Basement	250 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Metal
Construction Type	Steel Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,215 sqft (0.166 acres)
Lot Dimensions	111 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Deck Area	200 sqft
Patio Area	105 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	44 SPRUCE DR
City	EAGLE GROVE
State	IA
Zip	50533-1648
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 54' OF LOT 6 & S 11' OF LOT 7 BLOCK 1 EDGEWOOD
Legal Subdivision	EDGEWOOD ADD
Legal Block	1
Legal Lot Number	6,7
Jurisdiction	WRIGHT IA
Township / Civil Division	EAGLE GROVE
Census Block Group	2
Census Block	2011
Census Tract	680500

Owner

Source: Wright County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	44 SPRUCE DR, EAGLE GROVE, IA 50533-1648
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Warranty Deed, Transfer · Line of Credit FIDELITY BANK
Apr 28, 2026	Warranty Deed, Transfer · Line of Credit NONE LISTED ON DOCUMENT
Mar 21, 2025	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2026 · Amount on Record
Deed Sale	Apr 28, 2026 · Amount on Record
Deed Document Number	2026716
Deed Book / Page	2026 / 716
Prior Transfer Date	Feb 27, 2025
Prior Transfer Doc	0000000495
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT IA
Recording Date	Apr 28, 2026
Property Address	44 SPRUCE DR, EAGLE GROVE, IA 50533-1648
Document Number	002026/716
Book / Page	2026 / 716
Instrument Date	Apr 23, 2026
Instrument	2026716
Transaction Type	Transfer
Record Updated	Sep 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$24,159.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 SPRUCE DR, EAGLE GROVE, IA 50533-1648

Mortgage

Document Number	0000000716,
Date	Apr 28, 2026
Instrument	2026716

Lender

Name	FIDELITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months

Interest

Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT IA
Recording Date	Apr 28, 2026
Property Address	44 SPRUCE DR, EAGLE GROVE, IA 50533-1648
Document Number	0000000716
Book / Page	2026 / 716
Instrument Date	Apr 23, 2026
Instrument	2026.716
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$24,159.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	44 SPRUCE DR, EAGLE GROVE, IA 50533-1648
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000716,
Date	Apr 28, 2026
Instrument	2026.716

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.11%
Max Rate	-1%

March 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WRIGHT IA
Recording Date	Mar 21, 2025
Property Address	44 SPRUCE DR, EAGLE GROVE, IA 50533-1648
Document Number	002025/495
Book / Page	2025 / 495
Instrument Date	Feb 27, 2025
Instrument	25-495
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13719 SUNSET DR, ORLEANS, IA 51360-7130

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	13719 SUNSET DR, ORLEANS, IA 51360-7130

Tax Assessment & Valuation

Source: Wright County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Wright County
Municipality	Eagle Grove City
Unified School District	Eagle Grove Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$181,800 (+10.99%) Land $12,400 Building $169,400	$181,800 (+10.99%) Land $12,400 Building $169,400
2025	$3,002.00 (+13.03%)	$163,800 (+21.42%) Land $12,400 Building $151,400	$163,800 (+21.42%) Land $12,400 Building $151,400
2024	$2,656.00 (+0.15%)
2023		$134,900 (+17.41%) Land $9,300 Building $125,600	$134,900 (+17.41%) Land $9,300 Building $125,600
2022	$2,652.00	$114,900 Land $9,300 Building $105,600
2021			$114,900 Land $9,300 Building $105,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAGLE GROVE WATER SUPPLY serves 3,601 people · EPA ID IA9926096
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comm 1 Connects Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Nextlink, Verizon, WMTel.

Nearby Properties on Spruce Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures