38 Spruce Dr, Eagle Grove, IA 50533 Property Records

Wright County property record for 38 Spruce Dr, Eagle Grove, IA 50533

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,862 sqft · built 1963
Lot Size	0.378 acres (16,470 sqft)
Owner	Company Name on Record
Tax Bill	$3,470 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-28-401-002`

Property Details

APN / Parcel Number

Primary APN	`09-28-401-002`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	3 Half Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	1,862 sqft Living Area
1st Floor Area	1,044 sqft
Basement Area	1,044 sqft
Finished Basement	514 sqft
Unfinished Basement	1,044 sqft
Sunroom	Sunroom
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,470 sqft (0.378 acres)
Lot Dimensions	135 ft deep x 182 ft wide
Garage Type	Detached
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces
Deck Area	88 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	38 SPRUCE DR
City	EAGLE GROVE
State	IA
Zip	50533-1648
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 BLOCK 1 EDGEW
Legal Subdivision	EDGEWOOD ADD
Legal Block	1
Legal Lot Number	8
Jurisdiction	WRIGHT IA
Township / Civil Division	EAGLE GROVE
Census Block Group	2
Census Block	2011
Census Tract	680500

Owner

Source: Wright County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	38 SPRUCE DR, EAGLE GROVE, IA 50533-1648
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST BANK
Oct 19, 2018	Deed of Trust, Mortgage NORTHWEST FEDERAL CREDIT UNION
Jan 7, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 4, 2019
Transfer Doc	2019/68
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT IA
Property Address	38 SPRUCE DR, EAGLE GROVE, IA 50533-1648
Transaction Type	Mortgage
Record Updated	Jan 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02020/2230
Date	Oct 8, 2020
Book Page	2020/2230
Instrument	20-2356

Lender

Name	NORTHWEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 1, 2030

Interest

Rate Type	Fixed Rate

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT IA
Property Address	38 SPRUCE DR, EAGLE GROVE, IA 50533-1648
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000002220
Date	Oct 19, 2018
Book Page	0000002018/0000002220
Instrument	0000018-2220

Lender

Name	NORTHWEST FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	351 Months
Due	Jan 1, 2048

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT IA
Recording Date	Jan 7, 2019
Property Address	38 SPRUCE DR, EAGLE GROVE, IA 50533-1648
Document Number	2019/68
Book / Page	2019 / 68
Instrument Date	Jan 4, 2019
Instrument	19-68
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4046 FLAD AVE, SAINT LOUIS, MO 63110-3925

Tax Assessment & Valuation

Source: Wright County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Wright County
Municipality	Eagle Grove City
Unified School District	Eagle Grove Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,470.00 Homeowner's exemption	$259,400 (+24.35%) Land $20,600 Building $238,800	$259,400 (+24.35%) Land $20,600 Building $238,800
2024	$3,470.00 (-9.16%)
2023		$208,600 (+17.32%) Land $15,500 Building $193,100	$208,600 (+17.32%) Land $15,500 Building $193,100
2022	$3,820.00 Homeowner's exemption	$177,800 Land $15,500 Building $162,300
2021			$177,800 Land $15,500 Building $162,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAGLE GROVE WATER SUPPLY serves 3,601 people · EPA ID IA9926096
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comm 1 Connects Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Nextlink, Verizon, WMTel.

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