44 Southgate Dr, Troy, MO 63379 Property Records

Lincoln County property record for 44 Southgate Dr, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,808 sqft · built 2001
Lot Size	3 acres (130,680 sqft)
Owner	Trust Name on File
Tax Bill	$4,905 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Sep 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`19-20-03-000-000-006.033`

Property Details

APN / Parcel Number

Primary APN	`19-20-03-000-000-006.033`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	3,808 sqft Living Area
Basement Area	1,330 sqft
Unfinished Basement	1,330 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)
Garage Area	912 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	44 SOUTHGATE DR
City	TROY
State	MO
Zip	63379-2246
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 SOUTHGATE ESTATES
Legal Range	01W
Legal Township	48N
Legal Section	03
Legal Subdivision	SOUTHGATE
Legal Lot Number	5
Jurisdiction	LINCOLN MO
Township / Civil Division	CLARK
Census Block Group	3
Census Block	3038
Census Tract	810203

Owner

44 Southgate Dr is owner-occupied and held in a trust since August 2015.

Source: Lincoln County records, as of September 21, 2026

Owner of Record	Trust Name on File
Mailing Address	44 SOUTHGATE DR, TROY, MO 63379-2246
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2023	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 1, 2023	Affidavit of Death of Joint Tenant, Transfer
Dec 30, 2020	Deed of Trust, Mortgage · VA Mortgage FIRST FEDERAL BANK OF KANSAS CITY
Dec 7, 2020	Deed of Trust, Mortgage · VA Mortgage FIRST FEDERAL BANK OF KANSAS CITY
Jun 6, 2022	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2015
Deed Sale	Aug 3, 2015
Prior Sale	Sep 10, 2008 · Amount on File
Deed Document Number	20156257
Deed Book / Page	2390 / 649
Prior Transfer Date	May 28, 2008
Prior Transfer Doc	02033/0431
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Sep 1, 2023
Property Address	44 SOUTHGATE DR, TROY, MO 63379-2246
Document Number	002493/522
Book / Page	2493 / 522
Map Reference	MB 11 PG 3
Instrument Date	Aug 28, 2023
Instrument	2023006757
Transaction Type	Transfer
Record Updated	Nov 29, 2023
Title Company	DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1633 KYLER ST, ALTOONA, WI 54720-5431

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	44 SOUTHGATE DR, TROY, MO 63379-2246

Mortgage

Document Number	2023006758
Date	Sep 1, 2023
Instrument	2023006758

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2053

September 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	LINCOLN MO
Recording Date	Sep 1, 2023
Property Address	44 SOUTHGATE DR, TROY, MO 63379-2246
Document Number	002493/521
Book / Page	2493 / 521
Map Reference	MB 11 PG 3
Instrument Date	Aug 22, 2023
Instrument	2023006756
Transaction Type	Transfer
Record Updated	Nov 29, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1633 KYIER STREET, ALTOONA, WI 54720-5431
Investor	Possibly a Property Investor

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	44 SOUTHGATE DR, TROY, MO 63379-2246
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002457/404
Date	Dec 30, 2020
Book Page	2457/404
Instrument	2020015511

Lender

Name	FIRST FEDERAL BANK OF KANSAS CITY
Type	Bank
Address	KANSAS CITY, MO 64120

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	44 SOUTHGATE DR, TROY, MO 63379-2246
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002456/382
Date	Dec 7, 2020
Book Page	2456/382
Instrument	2020014465

Lender

Name	FIRST FEDERAL BANK OF KANSAS CITY
Type	Bank
Address	KANSAS CITY, MO 64120

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

June 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	LINCOLN MO
Recording Date	Jun 6, 2022
Property Address	44 SOUTHGATE DR, TROY, MO 63379-2246
Document Number	002480/212
Book / Page	2480 / 212
Map Reference	MB 320 PG 51
Instrument Date	May 19, 2022
Instrument	2022005955
Transaction Type	Transfer
Record Updated	Jul 28, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	44 SOUTHGATE DR, 44, TROY, MO 63379-2246

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3904 BUCKHEAD WAY, VALRICO, FL 33596-8450

Tax Assessment & Valuation

The 2025 property tax bill for 44 Southgate Dr was $4,905.

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$87,394 (+5.22%) Land $7,505 Building $79,889
2025	$4,905.00	$83,059 Land $7,505 Building $75,554	$459,970 Land $39,500 Building $420,470
2023	$4,825.00 (+5.07%)	$77,860 Land $6,365 Building $71,495	$409,790 Land $33,500 Building $376,290
2022	$4,592.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 44 Southgate Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 44 Southgate Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Brightspeed Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Systec Wireless Communications, Wisper ISP.

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