27 Southgate Dr, Troy, MO 63379 Property Records

Lincoln County property record for 27 Southgate Dr, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,524 sqft · built 1986
Lot Size	2.8 acres (121,968 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Mar 2012)
Tax Bill	$4,855 (2025)
Deeds & Mortgages	Dec 2018 Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-20-03-000-000-006.016`

Property Details

APN / Parcel Number

Primary APN	`19-20-03-000-000-006.016`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,524 sqft Living Area
Basement Area	1,608 sqft
Unfinished Basement	1,608 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	121,968 sqft (2.8 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	27 SOUTHGATE DR
City	TROY
State	MO
Zip	63379-2281
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 39 SOUTHGATE ESTATES
Legal Range	01W
Legal Township	48N
Legal Section	03
Legal Subdivision	SOUTHGATE
Legal Lot Number	39
Jurisdiction	LINCOLN MO
Township / Civil Division	CLARK
Census Block Group	3
Census Block	3039
Census Tract	810203

Owner

27 Southgate Dr is owned and occupied by two individuals who acquired it in September 2021.

Source: Lincoln County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	27 SOUTHGATE DR, TROY, MO 63379-2281
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2018	Deed of Trust, Mortgage · Commercial Mortgage BANK OF OLD MONROE
Jun 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF OLD MONROE
Sep 22, 2021	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2012 · Amount on File
Deed Sale	Mar 15, 2012 · Amount on File
Deed Document Number	20122010002293
Deed Book / Page	2237 / 603
Last Transfer Date	Sep 22, 2021
Transfer Doc	0002470/82
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	27 SOUTHGATE DR, TROY, MO 63379-2281
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02430/0138
Date	Dec 28, 2018
Book Page	2430/0138
Instrument	2018011555

Lender

Name	BANK OF OLD MONROE
Type	Bank
Address	TROY, MO 63379

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	27 SOUTHGATE DR, TROY, MO 63379-2281
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	MEYER TITLE COMPANY, MEYER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 SOUTHGATE DR, TROY, MO 63379-2281

Mortgage

Document Number	002464/960
Date	Jun 1, 2021
Book Page	2464/960
Instrument	2021007497

Lender

Name	BANK OF OLD MONROE
Type	Bank
Address	OLD MONROE, MO 63369

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2036

September 2021: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	LINCOLN MO
Recording Date	Sep 22, 2021
Property Address	27 SOUTHGATE DR, TROY, MO 63379-2281
Document Number	0002470/82
Book / Page	2470 / 82
Map Reference	MB 11 PG 07
Instrument Date	Sep 22, 2021
Instrument	2021012651
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	27 SOUTHGATE DR, TROY, MO 63379-2281

Tax Assessment & Valuation

The 2025 property tax bill for 27 Southgate Dr was $4,855.

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$79,429 (-) Land $7,049 Building $72,380
2025	$4,855.00	$79,429 Land $7,049 Building $72,380	$418,050 Land $37,100 Building $380,950
2023	$4,126.00 (+5.09%)	$66,591 Land $5,985 Building $60,606	$350,480 Land $31,500 Building $318,980
2022	$3,926.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 27 Southgate Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 27 Southgate Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Brightspeed Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Systec Wireless Communications, Wisper ISP.

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