Frederick County property record for 44 S Bentz St, Frederick, MD 21701
| Property Type | Townhouse |
|---|---|
| Details | 1 ba · 982 sqft · built 1924 |
| Lot Size | 0.02 acres (868 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $315,000 (Oct 2025) |
| Tax Bill | $5,189 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage Oct 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-125226 |
| Primary APN | 02-125226 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 982 sqft Living Area |
| 1st Floor Area | 516 sqft |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Sawtooth |
| Roof Material | Metal |
| Lot Area | 868 sqft (0.02 acres) |
| Lot Dimensions | 62 ft deep x 14 ft wide |
| Porch | Open Porch |
| Porch Area | 50 sqft |
| Heating System | HVAC |
|---|---|
| Sewer | Municipal |
| Account Number | 125226 |
|---|---|
| Street Address | 44 S BENTZ ST |
| City | FREDERICK |
| State | MD |
| Zip | 21701-5506 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | DR |
| Legal Description | 14X62 44 S BENTZ ST FREDERICK |
| Legal Subdivision | FREDERICK |
| Legal Lot Number | 1 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 750300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Frederick Historic District (Boundary Increase) listed 1988 · 2,435 contributing resources · NRIS 88000713 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Frederick County records, as of October 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 44 S BENTZ ST, FREDERICK, MD 21701-5506 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Mar 7, 2024 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 21, 2025 | Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP |
| May 10, 2019 | Deed, Transfer · FHA Mortgage MCLEAN MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 21, 2025 · Amount on Record |
| Deed Sale | Oct 21, 2025 · Amount on Record |
| Prior Sale | May 10, 2019 · Amount on Record |
| Deed Book / Page | 17565 / 130 |
| Prior Transfer Date | Dec 3, 2010 |
| Prior Transfer Doc | 0081280320 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 44 S BENTZ ST, FREDERICK, MD 21701-5506 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 44 S BENTZ ST, FREDERICK, MD 21701-5506 |
| Document Number | 0167870404 |
|---|---|
| Date | Mar 7, 2024 |
| Book Page | 16787/404 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 302 Months |
| Due | May 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Oct 21, 2025 |
| Property Address | 44 S BENTZ ST, FREDERICK, MD 21701-5506 |
| Document Number | 0175650130 |
| Book / Page | 17565 / 130 |
| Map Reference | MB 2A PG 35 |
| Instrument Date | Oct 20, 2025 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | CARDINAL TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,575.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 44 S BENTZ ST, FREDERICK, MD 21701-5506 |
| Document Number | 0017565137 |
|---|---|
| Date | Oct 21, 2025 |
| Instrument | 17565/137 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | May 10, 2019 |
| Property Address | 44 S BENTZ ST, FREDERICK, MD 21701-5506 |
| Document Number | 0129630292 |
| Book / Page | 12963 / 0292 |
| Map Reference | MB 2A PG 35 |
| Instrument Date | May 7, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | UNITED TITLE SERVICE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $562.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 44 S BENTZ ST, FREDERICK, MD 21701-5506 |
| Document Number | 129630299 |
|---|---|
| Date | May 10, 2019 |
| Instrument | 12963/0299 |
| Name | MCLEAN MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2049 |
Source: Frederick County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,189.00 (+7.66%) | $279,500 (+17.98%) Land $94,500 Building $185,000 | $279,500 (-) Land $94,500 Building $185,000 |
| 2024 | $4,820.00 (+10.91%) | ||
| 2023 | $4,346.00 | $236,900 | $279,500 Land $94,500 Building $185,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 571 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures