Frederick County property record for 38 S Bentz St, Frederick, MD 21701
| Property Type | Townhouse |
|---|---|
| Details | 2 ba · 1,964 sqft · built 1924 |
| Lot Size | 0.016 acres (714 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $375,000 (Jun 2025) |
| Tax Bill | $2,791 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage Feb 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-247283 |
| Primary APN | 02-247283 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 982 sqft Living Area |
| 1st Floor Area | 516 sqft |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Sawtooth |
| Roof Material | Metal |
| Lot Area | 714 sqft (0.016 acres) |
| Porch | Open Porch |
| Porch Area | 100 sqft |
| Heating System | HVAC |
|---|---|
| Sewer | Municipal |
| Account Number | 247283 |
|---|---|
| Street Address | 38 S BENTZ ST |
| City | FREDERICK |
| State | MD |
| Zip | 21701-5506 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | DR |
| Legal Description | LOT 4A 714 SQ. FT. FREDERICK |
| Legal Subdivision | CULLER LLOYD C PROPERTIES |
| Legal Lot Number | 4A |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 750300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Frederick Historic District (Boundary Increase) listed 1988 · 2,435 contributing resources · NRIS 88000713 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 38 S BENTZ ST, FREDERICK, MD 21701-5506 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 19, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Feb 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 18, 2025 · Amount on Record |
| Deed Sale | Jun 18, 2025 · Amount on Record |
| Prior Sale | Jan 7, 2003 · Amount on Record |
| Deed Book / Page | 17393 / 333 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 38 S BENTZ ST, FREDERICK, MD 21701-5506 |
| Transaction Type | Mortgage |
| Record Updated | Jan 1, 2024 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|---|
| Address | 38 S BENTZ ST, FREDERICK, MD 21701-5506 |
| Document Number | 0167070249 |
|---|---|
| Date | Dec 19, 2023 |
| Book Page | 16707/249 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 38 S BENTZ ST, FREDERICK, MD 21701-5506 |
| Document Number | 0128650421 |
| Instrument Date | Feb 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Address | 38 S BENTZ ST FREDERICK MD 217015506, FREDERICK, MD 21701-5506 |
| Document Number | 0128650421 |
|---|---|
| Date | Mar 8, 2019 |
| Book Page | 012865/000421 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 7, 2034 |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $218,733 (-3.83%) | $257,600 (-8.36%) Land $150,000 Building $107,600 | |
| 2025 | $2,791.00 (-27.18%) | ||
| 2023 | $3,833.00 Homeowner's exemption | $227,433 | $281,100 Land $105,000 Building $176,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 571 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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