44 Ryan Gulch Rd, Unit D1, Silverthorne, CO 80498 Property Records

Summit County property record for 44 Ryan Gulch Rd, Unit D1, Silverthorne, CO 80498

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,260 sqft · built 1995
Lot Size	0.755 acres (32,885 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Apr 2017)
Tax Bill	$3,502 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2097-1320-43-001`

Property Details

APN / Parcel Number

Primary APN	`2097-1320-43-001`
Alternative APN	`602364`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,260 sqft Living Area
Gross Area	1,466 sqft
1st Floor Area	482 sqft
2nd Floor Area	778 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1996
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	32,885 sqft (0.755 acres)
Terrain	Gentle Slope
View / Lot	Average
Garage Type	Attached
Garage Area	206 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	44 RYAN GULCH RD, D1
City	SILVERTHORNE
State	CO
Zip	80498-5171
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-25
Legal Description	UNIT D1 SUMMIT FOREST CONDO
Legal Subdivision	SUMMIT FOREST CONDO
Legal Lot Number	D1
Jurisdiction	SUMMIT CO
Township / Civil Division	SILVERTHORNE
Census Block Group	2
Census Block	2003
Census Tract	103

Owner

44 Ryan Gulch Rd, Unit D1 is owned by two individuals who bought it in April 2017.

Source: Summit County records, as of June 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2327 GLENARM PL, 5, DENVER, CO 80205-3140
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 13, 2017	Warranty Deed, Transfer · ARM FIRSTBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2017 · Amount on File
Deed Sale	Apr 13, 2017 · Amount on File
Deed Document Number	20171138954
Prior Transfer Date	Aug 16, 2010
Prior Transfer Doc	0000945232
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT CO
Property Address	44 RYAN GULCH RD UNIT D1, D1, SILVERTHORNE, CO 80498-5171
Transaction Type	Mortgage
Record Updated	Feb 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1231929
Date	Aug 12, 2020
Instrument	1231929

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMMIT CO
Recording Date	Apr 13, 2017
Property Address	44 RYAN GULCH RD UNIT D1, D1, SILVERTHORNE, CO 80498-5171
Document Number	0001138954
Map Reference	DOC485474
Instrument Date	Apr 12, 2017
Instrument	1138954
Transaction Type	Transfer
Record Updated	Mar 21, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2327 GLENARM PL UNIT 5, 5, DENVER, CO 80205-3140

Mortgage

Document Number	0001138955
Date	Apr 13, 2017
Instrument	1138955

Lender

Name	FIRSTBANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2024
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	7.25%
Index	1-Year CMT
Max Rate	9.25%

Tax Assessment & Valuation

The 2025 property tax bill for 44 Ryan Gulch Rd, Unit D1 was $3,502, down 8.6% from the year before.

Source: Summit County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Summit County
Unified School District	Summit School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,502.00 (-8.61%)	$54,040 (-5.93%) Building $54,040	$794,700 Building $794,700
2024	$3,832.00 (+0.95%)	$57,446 (-)
2023	$3,796.00 (+37.44%)	$57,446 (+50.01%)	$857,400 (+55.61%) Building $857,400
2022	$2,762.00	$38,295	$551,000 Building $551,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 44 Ryan Gulch Rd, Unit D1 in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective May 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2020–2025)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 44 Ryan Gulch Rd, Unit D1 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SILVERTHORNE serves 8,400 people · EPA ID CO0159095
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Arbor Mesh Internet Fixed Wireless	1,000 / 1,000
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T, Xfinity.

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