44 Russell St, Winfield, WV 25213 Property Records

Putnam County property record for 44 Russell St, Winfield, WV 25213

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,558 sqft · built 2017
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (Aug 2026)
Tax Bill	$3,338 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage May 2017 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`10-193C-0032.0000`

Property Details

APN / Parcel Number

Primary APN	`10-193C-0032.0000`
Alternative APNs	`40-10-193C-0032.0000` `00054817`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,558 sqft Living Area
1st Floor Area	2,648 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	17,860 sqft (0.41 acres)
Lot Dimensions	150 ft deep x 119 ft wide
Terrain	Above Road/Slope

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00054817
Street Address	44 RUSSELL ST
City	WINFIELD
State	WV
Zip	25213-9448
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2054 BEACON HILL SUBD (0.41 AC)
Legal Subdivision	BEACON HILL SUB
Legal Lot Number	2054
Jurisdiction	PUTNAM WV
Township / Civil Division	2
Census Block Group	3
Census Block	3079
Census Tract	20300

Owner

Source: Putnam County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	44 RUSSELL ST, WINFIELD, WV 25213-9448
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Deed, Transfer · Conventional Mortgage UNION FEDERAL CREDIT UNION
May 19, 2017	Deed of Trust, Mortgage · Commercial Mortgage THE FARMERS BANK AND SAVINGS CO
May 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Oct 2, 2025	Warranty Deed, Transfer · VA Mortgage GATEWAY FIRST BANK
Jun 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage GATEWAY FIRST BANK
Jun 8, 2022	Intrafamily Transfer, Transfer BESTITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2026 · Amount on Record
Deed Sale	Aug 12, 2026 · Amount on Record
Prior Sale	Oct 2, 2025 · Amount on Record
Deed Document Number	2026
Deed Book / Page	652 / 63
Prior Transfer Date	May 10, 2022
Prior Transfer Doc	000606/758
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	PUTNAM WV
Recording Date	Aug 12, 2026
Property Address	44 RUSSELL ST, WINFIELD, WV 25213-9448
Document Number	0652000063
Book / Page	652 / 63
Instrument Date	Jul 30, 2026
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SERVI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$122,210.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 RUSSELL ST, WINFIELD, WV 25213-9448

Mortgage

Document Number	1419000306,
Date	Aug 12, 2026
Book Page	1419/306

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	44 RUSSELL ST, WINFIELD, WV 25213-9448
Transaction Type	Mortgage
Record Updated	Oct 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001160/044
Date	May 19, 2017
Book Page	1160/044
Instrument	004193470006

Lender

Name	THE FARMERS BANK AND SAVINGS CO
Type	Bank
Address	POINT PLEASANT, WV 25550

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	44 RUSSELL ST, WINFIELD, WV 25213-9448
Transaction Type	Mortgage
Record Updated	Oct 29, 2025
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001187/633
Date	May 4, 2018
Book Page	1187/633
Instrument	004402680018

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM WV
Recording Date	Oct 2, 2025
Property Address	44 RUSSELL ST, WINFIELD, WV 25213-9448
Document Number	000641/998
Book / Page	641 / 998
Map Reference	MB E PG 85
Instrument Date	Sep 22, 2025
Transaction Type	Transfer
Record Updated	Oct 29, 2025
Title Company	BESTITLE AGENCY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,354.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	170 RED MULBERRY WAY, CHARLESTON, WV 25306-6319

Mortgage

Document Number	0000013971
Date	Oct 2, 2025
Instrument	1397/1

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	44 RUSSELL ST, WINFIELD, WV 25213-9448
Transaction Type	Mortgage
Record Updated	Oct 19, 2023
Title Company	BESTITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001324/613
Date	Jun 8, 2022
Book Page	1324/613
Instrument	005258400016

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

Interest

Rate Type	Fixed Rate

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PUTNAM WV
Recording Date	Jun 8, 2022
Property Address	44 RUSSELL ST, WINFIELD, WV 25213-9448
Document Number	000606/758
Book / Page	606 / 758
Map Reference	PLAT BK E PG 85
Instrument Date	May 11, 2022
Instrument	005258390003
Transaction Type	Transfer
Record Updated	Jun 29, 2022
Title Company	BESTITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of December 5, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,338.00 (+7.4%)	$267,000 (+8.59%) Land $41,100 Building $225,900	$445,000 (+8.59%) Land $68,500 Building $376,500
2025	$3,108.00 (+20.42%)	$245,880 (+7.33%) Land $31,380 Building $214,500	$409,800 (+7.33%) Land $52,300 Building $357,500
2024	$2,581.00 (-1.11%)	$229,080 (+6.65%) Land $31,380 Building $197,700
2023	$2,610.00 (+4.4%)	$214,800 (+3.53%) Land $26,160 Building $188,640	$381,800 (+10.41%) Land $52,300 Building $329,500
2022	$2,500.00	$207,480 Land $22,440 Building $185,040	$345,800 Land $37,400 Building $308,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	8 (1996–2018)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Aug 2018 · river or lake flooding
Claims by Event	Heavy & Wind Driven Rain, High Winds,flooding,slides, Mar 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 49% of West Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PUTNAM P S D serves 26,410 people · EPA ID WV3304011
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Frontier, T-Mobile, Xfinity.

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