20 Russell St, Winfield, WV 25213 Property Records

Putnam County property record for 20 Russell St, Winfield, WV 25213

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,798 sqft · built 2016
Lot Size	0.889 acres (38,725 sqft)
Owner	2 Individual Names on Record
Last Sale	$859,000 (Aug 2023)
Tax Bill	$3,113 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Feb 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-193C-0027.0000`

Property Details

APN / Parcel Number

Primary APN	`10-193C-0027.0000`
Alternative APNs	`40-10-193C-0027.0000` `00046187`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,798 sqft Living Area
1st Floor Area	2,330 sqft
Family Room	Family Room

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	38,725 sqft (0.889 acres)
Lot Dimensions	220 ft deep x 34.9 ft wide
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	00046187
Street Address	20 RUSSELL ST
City	WINFIELD
State	WV
Zip	25213-9448
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2026 BEACON HILL SUBD (0.93 AC)
Legal Subdivision	BEACON HILL SUB
Legal Lot Number	2026
Jurisdiction	PUTNAM WV
Township / Civil Division	2
Census Block Group	3
Census Block	3079
Census Tract	20300

Owner

Source: Putnam County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 RUSSELL ST, WINFIELD, WV 25213-9448
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2023	Warranty Deed, Transfer · Conventional Mortgage CITY NATIONAL BANK
Feb 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Oct 1, 2018	Condominium Deed, Transfer · Conventional Mortgage FIFTH THIRD MORTGAGE CO
Feb 14, 2017	Deed, Subdivision Related Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2023 · Amount on Record
Deed Sale	Aug 21, 2023 · Amount on Record
Prior Sale	Oct 1, 2018 · Amount on Record
Deed Book / Page	618 / 587
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM WV
Recording Date	Aug 21, 2023
Property Address	20 RUSSELL ST, WINFIELD, WV 25213-9448
Document Number	000618/587
Book / Page	618 / 587
Map Reference	DB 571 PG 546
Instrument Date	Aug 1, 2023
Instrument	005516650006
Transaction Type	Transfer
Record Updated	Sep 7, 2023
Title Company	BESTITLE TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,889.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	001350/102
Date	Aug 21, 2023
Book Page	1350/102
Instrument	005516660024

Lender

Name	CITY NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2020
Change Frequency	Annually
Min Rate At Change	4.3%
Max Rate At Change	8.3%
Index	1-Year CMT
Max Rate	10.3%

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	20 RUSSELL ST, WINFIELD, WV 25213-9448
Transaction Type	Mortgage
Record Updated	Sep 8, 2022
Title Company	BESTITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001152/645
Date	Feb 14, 2017
Book Page	1152/645
Instrument	004157880024

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

October 2018: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	PUTNAM WV
Recording Date	Oct 1, 2018
Property Address	20 RUSSELL ST, WINFIELD, WV 25213-9448
Document Number	000571/546
Book / Page	571 / 546
Map Reference	DOC004449440005DB570
Instrument Date	Sep 5, 2018
Instrument	004499350003
Transaction Type	Transfer
Record Updated	Sep 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,452.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	001199/254
Date	Oct 1, 2018
Book Page	1199/254
Instrument	004499360021

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Interest

Rate Type	Fixed Rate

February 2017: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	PUTNAM WV
Recording Date	Feb 14, 2017
Property Address	20 RUSSELL ST, WINFIELD, WV 25213-9448
Document Number	000556/437
Book / Page	0556 / 437
Instrument Date	Feb 10, 2017
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 8, 2022

Transaction

Tax	$1,518.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of December 5, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,113.00 (+9.07%)	$249,000 (+10.28%) Land $56,580 Building $192,420	$415,000 (+10.28%) Land $94,300 Building $320,700
2025	$2,854.00 (+24.03%)	$225,780 (+19.2%) Land $43,200 Building $182,580	$376,300 (+19.2%) Land $72,000 Building $304,300
2023	$2,301.00 (+5.31%)	$189,420 (+4.47%) Land $36,000 Building $153,420	$315,700 (+4.47%) Land $60,000 Building $255,700
2022	$2,185.00	$181,320 Land $30,840 Building $150,480	$302,200 Land $51,400 Building $250,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	8 (1996–2018)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Aug 2018 · river or lake flooding
Claims by Event	Heavy & Wind Driven Rain, High Winds,flooding,slides, Mar 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 49% of West Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PUTNAM P S D serves 26,410 people · EPA ID WV3304011
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, T-Mobile.

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