44 Ridge Pl, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 44 Ridge Pl, Wayne, NJ 07470

Property Summary

Property Type	Single Family Home
Details	1,852 sqft · built 1960
Lot Size	0.304 acres (13,242 sqft)
Owner	2 Individual Names on Record
Last Sale	$410,000 (Nov 2019)
Tax Bill	$11,768 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-03621-0000-00014`

Property Details

APN / Parcel Number

Primary APN	`14-03621-0000-00014`
Alternative APNs	`1400608R00040` `140362100014`

Interior

Building Area	1,852 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Cape Cod
Lot Area	13,242 sqft (0.304 acres)

Location & Zoning

Old Parcel Number	1400608R00040
Street Address	44 RIDGE PL
City	WAYNE
State	NJ
Zip	07470-5169
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ADDITIONAL LOTS: 15
Legal Subdivision	LIONS HEAD LAKE
Legal Block	3621
Legal Lot Number	14
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	1
Census Block	1003
Census Tract	246003

Owner

Source: Passaic County and Wayne Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	44 RIDGE PL, WAYNE, NJ 07470-5169
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC
May 21, 2021	Deed of Trust, Mortgage · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Nov 21, 2019	Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2019 · Amount on Record
Deed Sale	Nov 21, 2019 · Amount on Record
Prior Sale	Aug 22, 2007
Deed Document Number	201954397
Deed Book / Page	3698 / 170
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	44 RIDGE PL, WAYNE, NJ 07470-5169
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 RIDGE PL, WAYNE, NJ 07470-5169

Mortgage

Document Number	0000036989
Date	Nov 3, 2025
Book Page	M19638/210
Instrument	2025036989

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 22, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	44 RIDGE PL, WAYNE, NJ 07470-5169
Transaction Type	Mortgage
Record Updated	Jun 16, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034672
Date	May 21, 2021
Book Page	M17145/137
Instrument	2021034672

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Nov 21, 2019
Property Address	44 RIDGE PL, WAYNE, NJ 07470-5169
Document Number	0000054397
Book / Page	D3698 / 0170
Map Reference	MAP 1148
Instrument Date	Oct 8, 2019
Instrument	2019054397
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,435.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	318 SPINNAKER WAY, 318, NEPTUNE, NJ 07753-5236

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	44 RIDGE PL, WAYNE, NJ 07470-5169

Mortgage

Document Number	0000054398
Date	Nov 21, 2019
Book Page	M15848/0094
Instrument	2019054398

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$196,200 (-) Land $101,400 Building $94,800	$196,200 (-) Land $101,400 Building $94,800
2025	$11,768.00 (+0.87%)	$196,200 (-) Land $101,400 Building $94,800	$196,200 (-) Land $101,400 Building $94,800
2024	$11,666.00 (+5.17%)
2023		$196,200 Land $101,400 Building $94,800	$196,200 Land $101,400 Building $94,800
2022	$11,093.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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