Passaic County and Wayne Township property record for 41 Ridge Pl, Wayne, NJ 07470 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,594 sqft · built 1958 |
| Lot Size | 0.115 acres (5,009 sqft) |
| Owner | Individual Name on File |
| Last Sale | $391,400 (Sep 2019) |
| Tax Bill | $10,107 (2025) |
| Deeds & Mortgages | Mar 2024 Second Mortgage Jul 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-03624-0000-00016 |
| Primary APN | 14-03624-0000-00016 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,594 sqft Living Area |
|---|
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Cape Cod |
| Lot Area | 5,009 sqft (0.115 acres) |
| Old Parcel Number | 1400608Q00025 |
|---|---|
| Street Address | 41 RIDGE PL |
| City | WAYNE |
| State | NJ |
| Zip | 07470-5160 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | MAP OF LIONSHEAD LAKE |
| Legal Block | 3624 |
| Legal Lot Number | 16 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 6 |
| Census Block | 6008 |
| Census Tract | 246003 |
Source: Passaic County and Wayne Township records · APN 14-03624-0000-00016
Assessment roll updated July 8, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 41 RIDGE PL, WAYNE, NJ 07470-5160 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 18, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEW JERSEY HOUSING & MORTGAGE FIN AGENCY |
| Jul 16, 2019 | Deed of Trust, Mortgage COLUMBIA BANK |
| Sep 03, 2019 | Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 03, 2019 · Amount on Record |
| Deed Sale | Sep 03, 2019 · Amount on Record |
| Prior Sale | Sep 19, 1989 · Amount on Record |
| Deed Document Number | 201938696 |
| Deed Book / Page | 3647 / 96 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 41 RIDGE PL, WAYNE, NJ 07470-5160 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000008964 |
|---|---|
| Date | Mar 18, 2024 |
| Book Page | M18844/162 |
| Instrument | 2024008964 |
| Name | NEW JERSEY HOUSING & MORTGAGE FIN AGENCY |
|---|---|
| Type | Government Agency |
| Address | TRENTON, NJ 08650 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 41 RIDGE PL, WAYNE, NJ 07470-5160 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000030180 |
|---|---|
| Date | Jul 16, 2019 |
| Book Page | M15604/0256 |
| Instrument | 2019030180 |
| Name | COLUMBIA BANK |
|---|---|
| Type | Lending Institution |
| Address | FAIR LAWN, NJ 07410 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Sep 03, 2019 |
| Property Address | 41 RIDGE PL, WAYNE, NJ 07470-5160 |
| Document Number | 0000038696 |
| Book / Page | D3647 / 0096 |
| Map Reference | MAP 1148 |
| Instrument Date | Jul 03, 2019 |
| Instrument | 2019038696 |
| Transaction Type | Transfer |
| Record Updated | Nov 04, 2021 |
| Title Company | ACRES LAND TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,096.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 41 RIDGE PL, 41, WAYNE, NJ 07470-5160 |
| Name | Verified Name |
|---|---|
| Address | 41 RIDGE PL, WAYNE, NJ 07470-5160 |
| Document Number | 0000038697 |
|---|---|
| Date | Sep 03, 2019 |
| Book Page | M15686/0231 |
| Instrument | 2019038697 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Lending Institution |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 01, 2049 |
Source: Passaic County and Wayne Township records · Assessment roll updated July 8, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $168,500 (-) Land $94,200 Building $74,300 | $168,500 (-) Land $94,200 Building $74,300 | |
| 2025 | $10,107.00 (+0.88%) | $168,500 (-) Land $94,200 Building $74,300 | $168,500 (-) Land $94,200 Building $74,300 |
| 2024 | $10,019.00 (+5.18%) | ||
| 2023 | $168,500 Land $94,200 Building $74,300 | $168,500 Land $94,200 Building $74,300 | |
| 2022 | $9,526.00 |
Source: FEMA National Flood Hazard Layer, Passaic County (34031C), updated May 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340312460036, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1983–2021) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2021, river or lake flooding, Remnants Of Hurricane Ida |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 486 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Optimum Communications | Fiber | 8,000 / 8,000 |
| Verizon | Fiber | 980 / 880 |
| Optimum Communications | Cable | 940 / 35 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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