44 Richards St, Westbrook, ME 04092 Property Records

Cumberland County and Westbrook City property record for 44 Richards St, Westbrook, ME 04092

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,488 sqft · built 1994
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on Record
Last Sale	$513,400 (Oct 2021)
Tax Bill	$6,702 (2023)
Deeds & Mortgages	Feb 2026 Transfer Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`WSBR M:004 L:250`

Property Details

APN / Parcel Number

Primary APN	`WSBR M:004 L:250`
Alternative APNs	`M:004 B:250` `3289`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,488 sqft Living Area
Gross Area	5,004 sqft
1st Floor Area	884 sqft
Basement Area	884 sqft
Unfinished Basement	226 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	44 RICHARDS ST
City	WESTBROOK
State	ME
Zip	04092-2037
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	12
Legal Subdivision	SACO HIEGHTS
Legal Lot Number	250
Jurisdiction	WESTBROOK ME
Township / Civil Division	WESTBROOK
Census Block Group	2
Census Block	2010
Census Tract	2901

Owner

Source: Cumberland County and Westbrook City records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	44 RICHARDS ST, WESTBROOK, ME 04092-2037
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2026	Quit Claim Deed, Transfer Quitclaim
Oct 27, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage BANK OF AMERICA NA
Dec 20, 2019	Deed of Trust, Mortgage INFINITY FCU
Aug 22, 2018	Warranty Deed, Transfer CITIZENS BANK OF RI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2021 · Amount on Record
Deed Sale	Oct 27, 2021 · Amount on Record
Prior Sale	Aug 22, 2018 · Amount on Record
Deed Book / Page	38823 / 243
Last Transfer Date	Jan 30, 2026
Transfer Doc	0420290197
Record Updated	Oct 29, 2026

February 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTBROOK ME
Recording Date	Feb 2, 2026
Property Address	44 RICHARDS ST, WESTBROOK, ME 04092-2037
Document Number	0420290197
Book / Page	42029 / 197
Instrument Date	Jan 30, 2026
Instrument	4313
Transaction Type	Transfer
Record Updated	Feb 18, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 RICHARDS ST, WESTBROOK, ME 04092-2037

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTBROOK ME
Recording Date	Oct 27, 2021
Property Address	44 RICHARDS ST, WESTBROOK, ME 04092-2037
Document Number	0388230243
Book / Page	38823 / 243
Instrument Date	Oct 26, 2021
Instrument	77228
Transaction Type	Transfer
Record Updated	Feb 3, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	94 RUBY LN, PORTLAND, ME 04103-3832

Mortgage

Document Number	0000077229
Date	Oct 27, 2021
Instrument	77229

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBROOK ME
Property Address	44 RICHARDS ST, WESTBROOK, ME 04092-2037
Document Number	0362950094
Instrument Date	Dec 20, 2019
Transaction Type	Mortgage
Record Updated	Jan 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 RICHARDS ST WESTBROOK ME 040922037, WESTBROOK, ME 04092-2037

Mortgage

Document Number	0362950094
Date	Dec 26, 2019
Book Page	036295/000094
Instrument	67243

Lender

Name	INFINITY FCU
Type	Credit Union
Address	PORTLAND, ME 04104

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Dec 25, 2039

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTBROOK ME
Recording Date	Aug 22, 2018
Property Address	44 RICHARDS ST, WESTBROOK, ME 04092-2037
Document Number	0350870311
Book / Page	35087 / 0311
Instrument	000000042218
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042219
Date	Aug 22, 2018
Instrument	000000042219

Lender

Name	CITIZENS BANK OF RI

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 22, 2048

Tax Assessment & Valuation

Source: Cumberland County and Westbrook City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
Municipality	Westbrook City
Unified School District	Westbrook (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2023	$6,702.00 (+10.1%)	$401,800 (+19.48%) Land $107,200 Building $294,600
2022	$6,087.00	$336,300 Land $89,500 Building $246,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 93% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Fidium Fiber, GoNetspeed.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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