44 Pound Rd, Cumberland, RI 02864 Property Records

Cumberland Town property record for 44 Pound Rd, Cumberland, RI 02864

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,163 sqft · built 1995
Lot Size3.21 acres (140,133 sqft)
OwnerTrust Name on Record
Last Sale$400,000 (Jan 2023)
Tax Bill$4,318 (2025)
Deeds & MortgagesApr 2023 Sale
Jan 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN3-0013-50

Property Details

APN / Parcel Number

Primary APN3-0013-50
Alternative APNs
  • CUMB M:037 B:0849 L:000
  • 3-4225-00

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area1,163 sqft Living Area
Gross Area2,997 sqft
1st Floor Area925 sqft
Basement Area925 sqft
Unfinished Basement925 sqft

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleRustic
Exterior MaterialLogs
Roof TypeGable
Roof MaterialAsphalt
Lot Area140,133 sqft (3.21 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number3-0013-50
Street Address44 POUND RD
CityCUMBERLAND
StateRI
Zip02864-2725
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code100
Legal Block849
JurisdictionCUMBERLAND RI
Township / Civil DivisionCUMBERLAND
Census Block Group2
Census Block2076
Census Tract11402

Owner

Source: Cumberland Town records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordTrust Name on Record
Mailing Address44 POUND RD, CUMBERLAND, RI 02864-2725
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Apr 26, 2023Warranty Deed, Transfer
Jan 30, 2023Deed, Transfer · Stand-Alone First Mortgage
HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 30, 2023 · Amount on Record
Deed SaleJan 30, 2023 · Amount on Record
Deed Book / Page1949 / 481
Last Transfer DateApr 24, 2023
Transfer Doc001954-284
Record UpdatedSep 20, 2026

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUMBERLAND RI
Recording DateApr 26, 2023
Property Address44 POUND RD, CUMBERLAND, RI 02864-2725
Document Number001954-284
Book / Page1954 / 284
Instrument DateApr 24, 2023
Instrument138445
Transaction TypeTransfer
Record UpdatedJun 1, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address44 POUND RD, CUMBERLAND, RI 02864-2725

January 2023: Deed, Transfer

Document TypeDeed
JurisdictionCUMBERLAND RI
Recording DateJan 30, 2023
Property Address44 POUND RD, CUMBERLAND, RI 02864-2725
Document Number001949-481
Book / Page1949 / 481
Instrument DateJan 30, 2023
Instrument137298
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000137299
DateJan 30, 2023
Instrument137299
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeGovernment Agency
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionCumberland Town
Unified School DistrictCumberland School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$4,318.00 (+5.6%)$351,900 (-) Land $188,200 Building $163,700
2023$4,089.00 (-11.86%)$351,900 (+13.7%) Land $188,200 Building $163,700
2022$4,639.00$309,500 Land $145,600 Building $163,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims3 (2018–2025)
Claims Outside the SFHA3 of 3
Most Recent ClaimApr 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CUMBERLAND
serves 21,235 people · EPA ID RI1647530
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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