42 Pound Rd, Cumberland, RI 02864 Property Records

Cumberland Town property record for 42 Pound Rd, Cumberland, RI 02864

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,196 sqft · built 1955
Lot Size4.53 acres (197,675 sqft)
OwnerTrust Name on File
Last Sale$225,000 (Jun 1991)
Tax Bill$4,682 (2026)
Deeds & MortgagesDec 2023 Sale
Oct 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN132-43

Property Details

APN / Parcel Number

Primary APN132-43
Alternative APN
  • CUMB M:037 B:0848 L:000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,196 sqft Living Area
Gross Area3,712 sqft
1st Floor Area1,196 sqft
Basement Area1,196 sqft
Unfinished Basement1,196 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area197,675 sqft (4.53 acres)
Pool TypeIn-Ground Pool

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number132-43
Street Address42 POUND RD
CityCUMBERLAND
StateRI
Zip02864-2702
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code100
Legal Block848
JurisdictionCUMBERLAND RI
Township / Civil DivisionCUMBERLAND
Census Block Group2
Census Block2076
Census Tract11402

Owner

42 Pound Rd is owner-occupied and held in a trust since December 2023.

Source: Cumberland Town records, as of October 21, 2026

Owner of RecordTrust Name on File
Mailing Address42 POUND RD, CUMBERLAND, RI 02864-2702
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 18, 2023Warranty Deed, Transfer
Oct 13, 2022Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 7, 1991 · Amount on File
Deed SaleJun 7, 1991 · Amount on File
Last Transfer DateDec 13, 2023
Transfer Doc001969-658
Record UpdatedOct 29, 2026

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUMBERLAND RI
Recording DateDec 18, 2023
Property Address42 POUND RD, CUMBERLAND, RI 02864-2702
Document Number001969-658
Book / Page1969 / 658
Instrument DateDec 13, 2023
Instrument142031
Transaction TypeTransfer
Record UpdatedJan 4, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address42 POUND RD, CUMBERLAND, RI 02864-2702

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND RI
Property Address42 POUND RD, CUMBERLAND, RI 02864-2702
Transaction TypeMortgage
Record UpdatedOct 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001943-171
DateOct 13, 2022
Book Page1943/171
Instrument135767
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term301 Months
DueNov 1, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 42 Pound Rd was $4,682, down 1.8% from the year before.

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionCumberland Town
Unified School DistrictCumberland School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,682.00 (-1.76%)$467,700 (+20.42%) Land $257,600 Building $210,100$467,549
2025$4,766.00$388,400 Land $194,100 Building $194,300
2023$4,513.00 (-0.51%)$388,400 (+28.35%) Land $194,100 Building $194,300
2022$4,536.00$302,600 Land $149,700 Building $152,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 42 Pound Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims3 (2018–2025)
Claims Outside the SFHA3 of 3
Most Recent ClaimApr 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 42 Pound Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CUMBERLAND
serves 21,235 people · EPA ID RI1647530
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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