Bergen County and Emerson Borough property record for 44 Pine Dr, Emerson, NJ 07630
| Property Type | Single Family Home |
|---|---|
| Details | 1,540 sqft · built 1953 |
| Lot Size | 0.362 acres (15,751 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $415,000 (Jul 2019) |
| Tax Bill | $12,398 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage May 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-00335-0000-00006 |
| Primary APN | 14-00335-0000-00006 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,540 sqft Living Area |
| 1st Floor Area | 1,540 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Construction Type | Frame |
| Lot Area | 15,751 sqft (0.362 acres) |
| Lot Dimensions | 210 ft deep x 75 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 011938 |
|---|---|
| Street Address | 44 PINE DR |
| City | EMERSON |
| State | NJ |
| Zip | 07630-1910 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R75 |
| Legal Description | 75X210 3LT |
| Legal Subdivision | CONTINENTAL WOODS |
| Legal Block | 335 |
| Legal Lot Number | 6 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | EMERSON |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 14000 |
Source: Bergen County and Emerson Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 44 PINE DR, EMERSON, NJ 07630-1910 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 18, 2026 | Deed of Trust, Mortgage · FHA Mortgage GUARANTEED RATE INC |
| May 2, 2023 | Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE INC |
| May 14, 2021 | Deed of Trust, Mortgage · FHA Mortgage GUARANTEED RATE INC |
| Jul 29, 2019 | Deed with Mortgage, Transfer · FHA Mortgage GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2019 · Amount on Record |
| Deed Sale | Jul 29, 2019 · Amount on Record |
| Deed Document Number | 201948863 |
| Deed Book / Page | 3306 / 2273 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 44 PINE DR, EMERSON, NJ 07630-1910 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 44 PINE DR, EMERSON, NJ 07630-1910 |
| Document Number | 0057490515 |
|---|---|
| Date | Mar 18, 2026 |
| Book Page | 5749/515 |
| Instrument | 2026017808 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 44 PINE DR, EMERSON, NJ 07630-1910 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0049840381 |
|---|---|
| Date | May 2, 2023 |
| Book Page | 4984/381 |
| Instrument | 2023029374 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 23, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 44 PINE DR, EMERSON, NJ 07630-1910 |
| Transaction Type | Mortgage |
| Record Updated | Jul 8, 2021 |
| Title Company | ELITE TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0041441812 |
|---|---|
| Date | May 14, 2021 |
| Book Page | 4144/1812 |
| Instrument | 2021076661 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed with Mortgage |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 29, 2019 |
| Property Address | 44 PINE DR, EMERSON, NJ 07630-1910 |
| Document Number | 0033062273 |
| Book / Page | 003306 / 002273 |
| Instrument Date | Jun 13, 2019 |
| Instrument | 48863 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2019 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $415.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 44 PINE DR EMERSON NJ 076301910, EMERSON, NJ 07630-1910 |
| Document Number | 33062279 |
|---|---|
| Date | Jul 29, 2019 |
| Book Page | 003306/002279 |
| Instrument | 48863 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 28, 2049 |
Source: Bergen County and Emerson Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Emerson Borough |
| Unified School District | Emerson Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $362,500 (-) Land $210,800 Building $151,700 | $362,500 (-) Land $210,800 Building $151,700 | |
| 2025 | $12,398.00 (+3.55%) | $362,500 (-) Land $210,800 Building $151,700 | $362,500 (-) Land $210,800 Building $151,700 |
| 2024 | $11,973.00 (+9.08%) | ||
| 2023 | $362,500 Land $210,800 Building $151,700 | $362,500 Land $210,800 Building $151,700 | |
| 2022 | $10,976.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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