Bergen County and Emerson Borough property record for 38 Pine Dr, Emerson, NJ 07630
| Property Type | Single Family Home |
|---|---|
| Details | 1,668 sqft · built 1953 |
| Lot Size | 0.362 acres (15,751 sqft) |
| Owner | Individual Name on File |
| Last Sale | $232,000 (Dec 1998) |
| Tax Bill | $13,376 (2025) |
| Deeds & Mortgages | Jun 2026 Reverse Mortgage Dec 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-00335-0000-00007 |
| Primary APN | 14-00335-0000-00007 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,668 sqft Living Area |
| 1st Floor Area | 1,668 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Construction Type | Frame |
| Lot Area | 15,751 sqft (0.362 acres) |
| Lot Dimensions | 210 ft deep x 75 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 011946 |
|---|---|
| Street Address | 38 PINE DR |
| City | EMERSON |
| State | NJ |
| Zip | 07630-1910 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R75 |
| Legal Description | 75X210 3LT |
| Legal Block | 335 |
| Legal Lot Number | 7 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | EMERSON |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 14000 |
Source: Bergen County and Emerson Borough records · APN 14-00335-0000-00007
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 38 PINE DR, EMERSON, NJ 07630-1910 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Jun 09, 2026 | Quit Claim Deed, Transfer · Reverse Mortgage PHH MORTGAGE CORPORATION |
| Dec 15, 2017 | Deed of Trust, Mortgage · Line of Credit HOUSING FIN AGCY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 29, 1998 · Amount on Record |
| Deed Sale | Dec 29, 1998 · Amount on Record |
| Deed Document Number | 1998205247 |
| Deed Book / Page | 8131 / 630 |
| Last Transfer Date | Sep 03, 2025 |
| Transfer Doc | 0000038160 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jun 09, 2026 |
| Property Address | 38 PINE DR, EMERSON, NJ 07630-1910 |
| Document Number | 0000038160 |
| Book / Page | 5815 / 1702 |
| Instrument Date | Sep 03, 2025 |
| Instrument | 202638160 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | MADISON SETTLEMENT SERVICES |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38 PINE DR, EMERSON, NJ 07630-1910 |
| Investor | Possibly a Property Investor |
| Document Number | 0000038161, |
|---|---|
| Date | Jun 09, 2026 |
| Book Page | 5815/1708 |
| Instrument | 202638161 |
| Name | PHH MORTGAGE CORPORATION |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 999 Months |
| Due | Dec 28, 2109 |
| Rate | 5.5% |
|---|---|
| Max Rate | -1% |
| Document Number | 0000038162, |
|---|---|
| Date | Jun 09, 2026 |
| Book Page | 5815/1721 |
| Instrument | 202638162 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 83 Months |
| Due | Dec 28, 2109 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 38 PINE DR, EMERSON, NJ 07630-1910 |
| Document Number | 0028180689 |
| Instrument Date | Dec 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 38 PINE DR EMERSON NJ 076301910, EMERSON, NJ 07630-1910 |
| Document Number | 0028180689 |
|---|---|
| Date | Dec 21, 2017 |
| Book Page | 002818/000689 |
| Name | HOUSING FIN AGCY |
|---|---|
| Address | TRENTON, NJ 08650-2085 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Bergen County and Emerson Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Emerson Borough |
| Unified School District | Emerson Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $387,100 (-1.02%) Land $210,800 Building $176,300 | $387,100 (-1.02%) Land $210,800 Building $176,300 | |
| 2025 | $13,376.00 (+3.55%) | $391,100 (+3.6%) Land $210,800 Building $180,300 | $391,100 (+3.6%) Land $210,800 Building $180,300 |
| 2024 | $12,918.00 (+13.02%) | ||
| 2023 | $377,500 Land $210,800 Building $166,700 | $377,500 Land $210,800 Building $166,700 | |
| 2022 | $11,430.00 |
Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 125 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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