Westchester County and New Castle Town property record for 44 Pine Cliff Rd, Chappaqua, NY 10514
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 2,502 sqft · built 1937 |
| Lot Size | 0.75 acres (32,670 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,300,000 (Mar 2022) |
| Tax Bill | $55,101 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Oct 2022 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 553600 92.19-2-27 |
| Primary APN | 553600 92.19-2-27 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,502 sqft Living Area |
| 1st Floor Area | 1,204 sqft |
| 2nd Floor Area | 998 sqft |
| Upper Floors Area | 467 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1937 |
|---|---|
| Effective Year Built | Effective 1937 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 32,670 sqft (0.75 acres) |
| Garage Type | Mixed |
| Garage Area | 900 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 224 sqft |
| Patio Area | 540 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Water Source | Commercial |
| Account Number | 4777000 |
|---|---|
| Street Address | 44 PINE CLIFF RD |
| City | CHAPPAQUA |
| State | NY |
| Zip | 10514-2620 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1/2 |
| Legal Subdivision | PINE CLIFF |
| Legal Block | 2 |
| Legal Lot Number | 27.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | NEW CASTLE |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 13104 |
Source: Westchester County and New Castle Town records · APN 553600 92.19-2-27
Assessment roll updated May 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 44 PINE CLIFF RD, CHAPPAQUA, NY 10514-2620 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 05, 2024 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Oct 28, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Aug 30, 2021 | Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK |
| May 16, 2022 | Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Mar 22, 2022 | Bargain and Sale Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| May 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 22, 2022 · Amount on Record |
| Deed Sale | Mar 22, 2022 · Amount on Record |
| Prior Sale | May 06, 2016 · Amount on Record |
| Deed Document Number | 20223399 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 44 PINE CLIFF RD, CHAPPAQUA, NY 10514-2620 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2024 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SERVICES RESWARA |
| Name | Verified Name |
|---|---|
| Address | 44 PINE CLIFF RD, CHAPPAQUA, NY 10514-2620 |
| Document Number | 0640963186 |
|---|---|
| Date | Apr 05, 2024 |
| Instrument | 640963186 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 22, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 44 PINE CLIFF RD, CHAPPAQUA, NY 10514-2620 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2022 |
| Title Company | TITLE365 OMAHA |
| Name | Verified Name |
|---|---|
| Address | 44 PINE CLIFF RD, CHAPPAQUA, NY 10514-2620 |
| Document Number | 0623013048 |
|---|---|
| Date | Oct 28, 2022 |
| Instrument | 623013048 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 13, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 44 PINE CLIFF RD, CHAPPAQUA, NY 10514-2620 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 44 PINE CLIFF RD, CHAPPAQUA, NY 10514-2620 |
| Document Number | 0612383022 |
|---|---|
| Date | Aug 30, 2021 |
| Instrument | 612383022 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 17, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 44 PINE CLIFF RD, CHAPPAQUA, NY 10514-2620 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2022 |
| Title Company | MADISON TITLE AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 44 PINE CLIFF RD, CHAPPAQUA, NY 10514-2620 |
| Document Number | 0621363291 |
|---|---|
| Date | May 16, 2022 |
| Instrument | 621363291 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.52% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 01, 2037 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 8.52% |
| Index | Other |
| Margin | 3 |
| Max Rate | 8.52% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Mar 22, 2022 |
| Property Address | 44 PINE CLIFF RD, CHAPPAQUA, NY 10514-2620 |
| Document Number | 0620593399 |
| Instrument Date | Mar 01, 2022 |
| Instrument | 620593399 |
| Transaction Type | Transfer |
| Record Updated | Mar 02, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $5,200.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 44 PINE CLIFF RD, CHAPPAQUA, NY 10514-2620 |
| Name | Verified Name |
|---|---|
| Address | 135 CASTLE RD, CHAPPAQUA, NY 10514-2704 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 44 PINE CLIFF RD, CHAPPAQUA, NY 10514-2620 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0611403209 |
|---|---|
| Date | May 21, 2021 |
| Instrument | 611403209 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 01, 2036 |
Source: Westchester County and New Castle Town records · Assessment roll updated May 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | New Castle Town |
| Unified School District | Chappaqua Central School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $55,101.00 | $141,500 (-) Land $22,200 Building $119,300 | $1,014,337 (+0.86%) Land $159,140 Building $855,197 |
| 2024 | $141,500 (-) Land $22,200 Building $119,300 | $1,005,686 (+5.19%) Land $157,783 Building $847,903 | |
| 2023 | $141,500 Land $22,200 Building $119,300 | $956,081 Land $150,000 Building $806,081 |
Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 11 (1979–2021) |
| Claims Outside the SFHA | 6 of 11 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
Based on FCC filings for 139 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NEW CASTLE/STANWOOD W.D. serves 17,116 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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