Westchester County and New Castle Town property record for 40 Pine Cliff Rd, Chappaqua, NY 10514
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,048 sqft · built 1935 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $740,000 (Aug 2017) |
| Tax Bill | $30,127 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 553600 92.19-2-28 |
| Primary APN | 553600 92.19-2-28 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,048 sqft Living Area |
| 1st Floor Area | 977 sqft |
| 2nd Floor Area | 956 sqft |
| Upper Floors Area | 58 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Colonial |
| Exterior Material | Stone |
| Lot Area | 20,909 sqft (0.48 acres) |
| Garage Type | Attached |
| Garage Area | 481 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 400 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Water Source | Commercial |
| Account Number | 4776000 |
|---|---|
| Street Address | 40 PINE CLIFF RD |
| City | CHAPPAQUA |
| State | NY |
| Zip | 10514-2620 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1/2 |
| Legal Subdivision | BRORSTROM BENKE |
| Legal Block | 2 |
| Legal Lot Number | 28.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | NEW CASTLE |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 13104 |
Source: Westchester County and New Castle Town records, as of May 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 40 PINE CLIFF RD, CHAPPAQUA, NY 10514-2620 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 4, 2021 | Deed of Trust, Mortgage · Unknown BANK OF AMERICA NA |
| Jan 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage KEY BANK NA |
| Aug 16, 2017 | Executor's Deed, Transfer JUDICIAL TITLE INS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 16, 2017 · Amount on Record |
| Deed Sale | Aug 16, 2017 · Amount on Record |
| Deed Document Number | 2017572153066 |
| Prior Transfer Date | Nov 26, 2003 |
| Prior Transfer Doc | 0040860974 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 40 PINE CLIFF RD, CHAPPAQUA, NY 10514-2620 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | TITLE365 OMAHA |
| Name | Verified Name |
|---|---|
| Address | 40 PINE CLIFF RD, CHAPPAQUA, NY 10514-2620 |
| Document Number | 0612163060 |
|---|---|
| Date | Aug 4, 2021 |
| Instrument | 612163060 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Unknown |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 24, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 40 PINE CLIFF RD, CHAPPAQUA, NY 10514-2620 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0610143099 |
|---|---|
| Date | Jan 14, 2021 |
| Instrument | 610143099 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.62% |
| Index | Other |
| Margin | 3 |
| Max Rate | 7.62% |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Aug 16, 2017 |
| Property Address | 40 PINE CLIFF RD, CHAPPAQUA, NY 10514-2620 |
| Document Number | 0572153066 |
| Instrument Date | Aug 11, 2017 |
| Instrument | 572153066 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2022 |
| Title Company | JUDICIAL TITLE INS |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,960.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 776 MADISON AVE, 776, NEW YORK, NY 10065-6107 |
| Name | Verified Name |
|---|---|
| Address | 40 PINE CLIFF RD, CHAPPAQUA, NY 10514-2620 |
Source: Westchester County and New Castle Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | New Castle Town |
| Unified School District | Chappaqua Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $30,127.00 | $131,000 (-) Land $21,000 Building $110,000 | $939,068 (+0.86%) Land $150,538 Building $788,530 |
| 2024 | $131,000 (-) Land $21,000 Building $110,000 | $931,059 (+5.19%) Land $149,254 Building $781,805 | |
| 2023 | $131,000 Land $21,000 Building $110,000 | $885,135 Land $141,892 Building $743,243 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 11 (1979–2021) |
| Claims Outside the SFHA | 6 of 11 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW CASTLE/STANWOOD W.D. serves 17,116 people · EPA ID NY5903442 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
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