44 Peninsula Rd, Harvard, MA 01451 Property Records

Worcester County and Harvard Town property record for 44 Peninsula Rd, Harvard, MA 01451

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,727 sqft · built 2016
Lot Size	1.2 acres (52,272 sqft)
Owner	2 Company Names on Record
Last Sale	$650,000 (Dec 2014)
Tax Bill	$24,511 (2025)
Deeds & Mortgages	Oct 2025 Transfer Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`HARV M:26 B:48`

Property Details

APN / Parcel Number

Primary APN	`HARV M:26 B:48`
Alternative APNs	`M:026.0 P:0048-0000.0` `1250260004800000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,727 sqft Living Area
Gross Area	8,103 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Contemporary
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	52,272 sqft (1.2 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1250260004800000
Street Address	44 PENINSULA RD
City	HARVARD
State	MA
Zip	01451-1637
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	48
Jurisdiction	HARVARD MA
Township / Civil Division	HARVARD
Census Block Group	4
Census Block	4004
Census Tract	761401

Owner

Source: Worcester County and Harvard Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	44 PENINSULA RD, HARVARD, MA 01451-1637
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Quit Claim Deed, Transfer Quitclaim
Jan 27, 2020	Deed of Trust, Mortgage TD BK NA
Jun 25, 2018	Deed of Trust, Mortgage LUXURY MTG CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2014 · Amount on Record
Deed Sale	Dec 16, 2014 · Amount on Record
Prior Sale	Oct 27, 2006 · Amount on Record
Deed Book / Page	80 / 2
Last Transfer Date	Oct 8, 2025
Transfer Doc	0000125155
Record Updated	Jun 8, 2026

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARVARD MA
Recording Date	Oct 15, 2025
Property Address	44 PENINSULA RD, HARVARD, MA 01451-1637
Document Number	0000125155
Instrument Date	Oct 8, 2025
Instrument	125155
Transaction Type	Transfer
Record Updated	Nov 5, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 PENINSULA RD, HARVARD, MA 01451-1637

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARVARD MA
Property Address	44 PENINSULA RD, HARVARD, MA 01451-1637
Document Number	0000115381
Instrument Date	Jan 27, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 PENINSULA RD HARVARD MA 014511637, HARVARD, MA 01451-1637

Mortgage

Document Number	0000115381
Date	Jan 31, 2020
Instrument	115381

Lender

Name	TD BK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 30, 2050

Interest

Rate Type	Adjustable Rate

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARVARD MA
Property Address	44 PENINSULA RD, HARVARD, MA 01451-1637
Document Number	0000112609
Instrument Date	Jun 25, 2018
Transaction Type	Mortgage
Record Updated	Jul 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 PENINSULA RD HARVARD MA 014511637, HARVARD, MA 01451-1637

Mortgage

Document Number	0000112609
Date	Jun 29, 2018
Instrument	112609

Lender

Name	LUXURY MTG CORP

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.88%

Tax Assessment & Valuation

Source: Worcester County and Harvard Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Harvard Town
Unified School District	Harvard School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$24,511.00 (+2.09%)	$1,566,200 (-2.81%) Land $533,000 Building $1,033,200
2024	$24,010.00 (+4.41%)	$1,611,400 (+16.4%) Land $533,000 Building $1,078,400
2023	$22,995.00	$1,384,400 Land $492,500 Building $891,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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