44 Overlook Rd, Caldwell, NJ 07006 Property Records

Essex County and Caldwell Borough property record for 44 Overlook Rd, Caldwell, NJ 07006

Property Summary

Property Type	Single Family Home
Details	3,822 sqft · built 1914
Lot Size	0.269 acres (11,700 sqft)
Owner	2 Individual Names on File
Last Sale	$1,375,000 (Jul 2025)
Tax Bill	$26,476 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Apr 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-00045-0000-00006`

Property Details

APN / Parcel Number

Primary APN	`03-00045-0000-00006`
Alternative APNs	`030004500006` `00001258`

Interior

Building Area	3,822 sqft Living Area

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Architectural Style	Colonial
Lot Area	11,700 sqft (0.269 acres)
Lot Dimensions	90 ft deep x 130 ft wide

Location & Zoning

Account Number	00001258
Street Address	44 OVERLOOK RD
City	CALDWELL
State	NJ
Zip	07006-5831
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	130X90 IRR
Legal Subdivision	BOROUGH/CALDWELL
Legal Block	45
Legal Lot Number	6
Jurisdiction	ESSEX NJ
Township / Civil Division	CALDWELL
Census Block Group	1
Census Block	1006
Census Tract	21702

Owner

44 Overlook Rd is owned and occupied by two individuals who bought it in July 2025.

Source: Essex County and Caldwell Borough records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	44 OVERLOOK RD, CALDWELL, NJ 07006-5831
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2020	Grant Deed, Transfer · Conventional Mortgage HSBC
Apr 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage PNC BK
Jun 17, 2017	Deed of Trust, Mortgage INVESTORS HM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2025 · Amount on File
Deed Sale	Jul 1, 2025 · Amount on File
Prior Sale	Nov 25, 2020 · Amount on File
Deed Document Number	202541007
Record Updated	Oct 29, 2026

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Nov 25, 2020
Property Address	44 OVERLOOK RD, CALDWELL, NJ 07006-5831
Document Number	0000118137
Instrument Date	Nov 17, 2020
Instrument	118137
Transaction Type	Transfer
Record Updated	Jan 5, 2021
Title Company	PASSAIC VALLEY TITLE SERVICES INC, PASSAIC VLY TITLE SVC INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$820.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 OVERLOOK RD CALDWELL NJ 070065831, CALDWELL, NJ 07006-5831

Mortgage

Document Number	118138
Date	Nov 25, 2020
Instrument	118138

Lender

Name	HSBC
Address	NEW YORK, NY 10018

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 24, 2050

Interest

Rate Type	Adjustable Rate
Rate	7.91%

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	44 OVERLOOK RD, CALDWELL, NJ 07006-5831
Document Number	0000040941
Instrument Date	Apr 20, 2018
Transaction Type	Mortgage
Record Updated	Jun 25, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 OVERLOOK RD CALDWELL NJ 070065831, CALDWELL, NJ 07006-5831

Mortgage

Document Number	0000040941
Date	May 10, 2018
Instrument	40941

Lender

Name	PNC BK
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	44 OVERLOOK RD, CALDWELL, NJ 07006-5831
Document Number	0000057078
Instrument Date	Jun 17, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 OVERLOOK RD CALDWELL NJ 070065831, CALDWELL, NJ 07006-5831

Mortgage

Document Number	0000057078
Date	Jun 30, 2017
Instrument	57078

Lender

Name	INVESTORS HM MTG
Type	Mortgage Company
Address	MILLBURN, NJ 07041

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 29, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%

Tax Assessment & Valuation

The 2025 property tax bill for 44 Overlook Rd was $26,476, up 2.3% from the year before.

Source: Essex County and Caldwell Borough assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
Municipality	Caldwell Borough
Unified School District	Caldwell-West Caldwell School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$812,900 (-) Land $312,000 Building $500,900	$812,900 (-) Land $312,000 Building $500,900
2025	$26,476.00 (+2.3%)	$812,900 Land $312,000 Building $500,900	$812,900 Land $312,000 Building $500,900
2024	$25,882.00
2023		$812,900 Land $312,000 Building $500,900	$812,900 Land $312,000 Building $500,900
2022	$24,573.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 44 Overlook Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 44 Overlook Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALDWELL WATER DEPT serves 9,027 people · EPA ID NJ0703001
Water Source	Purchased surface water from ESSEX FELLS WATER DEPT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T, Optimum.

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