41 Overlook Rd, Caldwell, NJ 07006 Property Records

Essex County and Caldwell Borough property record for 41 Overlook Rd, Caldwell, NJ 07006

Property Summary

Property Type	Single Family Home
Details	2,221 sqft · built 1915
Lot Size	0.413 acres (18,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$790,000 (Feb 2022)
Tax Bill	$19,496 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-00044-01-00003-01`

Property Details

APN / Parcel Number

Primary APN	`03-00044-01-00003-01`
Alternative APNs	`03000440001000030001` `00001231`

Interior

Building Area	2,221 sqft Living Area

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Lot Area	18,000 sqft (0.413 acres)
Lot Dimensions	150 ft deep x 120 ft wide

Location & Zoning

Account Number	00001231
Street Address	41 OVERLOOK RD
City	CALDWELL
State	NJ
Zip	07006-5823
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	120X150 IRR
Legal Block	44.1
Legal Lot Number	3.1
Jurisdiction	ESSEX NJ
Township / Civil Division	CALDWELL
Census Block Group	2
Census Block	2009
Census Tract	21702

Owner

Source: Essex County and Caldwell Borough records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	41 OVERLOOK RD, CALDWELL, NJ 07006-5823
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2022	Deed of Trust, Mortgage · Line of Credit USALLIANCE FCU
Feb 24, 2022	Deed, Transfer · Conventional Mortgage USALLIANCE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2022 · Amount on Record
Deed Sale	Feb 24, 2022 · Amount on Record
Deed Document Number	202217712
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	41 OVERLOOK RD, CALDWELL, NJ 07006-5823
Transaction Type	Mortgage
Record Updated	Mar 15, 2022
Title Company	ACRES LAND TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017714
Date	Feb 24, 2022
Instrument	2022017714

Lender

Name	USALLIANCE FCU
Type	Credit Union
Address	CHELMSFORD, MA 01824

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Feb 24, 2022
Property Address	41 OVERLOOK RD, CALDWELL, NJ 07006-5823
Document Number	0000017712
Instrument Date	Jan 18, 2022
Instrument	2022017712
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	ACRES LAND TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	53 FRANCISCO AVE, WEST CALDWELL, NJ 07006-7821

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 OVERLOOK RD, CALDWELL, NJ 07006-5823

Mortgage

Document Number	0000017713
Date	Feb 24, 2022
Instrument	2022017713

Lender

Name	USALLIANCE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Mortgage

Document Number	0000017714
Date	Feb 24, 2022
Instrument	2022017714

Lender

Name	USALLIANCE FCU
Type	Credit Union
Address	CHELMSFORD, MA 01824

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Essex County and Caldwell Borough assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
Municipality	Caldwell Borough
Unified School District	Caldwell-West Caldwell School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$598,600 (-) Land $324,900 Building $273,700	$598,600 (-) Land $324,900 Building $273,700
2025	$19,496.00 (+2.29%)	$598,600 (-) Land $324,900 Building $273,700	$598,600 (-) Land $324,900 Building $273,700
2024	$19,059.00 (+7.48%)
2023		$598,600 Land $324,900 Building $273,700	$598,600 Land $324,900 Building $273,700
2022	$17,733.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1983–2022)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jul 2022 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALDWELL WATER DEPT serves 9,027 people · EPA ID NJ0703001
Water Source	Purchased surface water from ESSEX FELLS WATER DEPT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T, Optimum.

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