44 Old Smith Rd, Tenafly, NJ 07670 Property Records

Bergen County and Tenafly Borough property record for 44 Old Smith Rd, Tenafly, NJ 07670

Property Summary

Property Type	Single Family Home
Details	3,370 sqft · built 1918
Lot Size	0.713 acres (31,071 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,170,000 (Oct 2015)
Tax Bill	$31,835 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`61-02507-0000-00032`

Property Details

APN / Parcel Number

Primary APN	`61-02507-0000-00032`
Alternative APNs	`6100225000000027` `610250700032`

Interior

Stories	2 Stories
Building Area	3,370 sqft Living Area

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Architectural Style	Colonial
Construction Type	Frame
Lot Area	31,071 sqft (0.713 acres)
Lot Dimensions	180 ft deep x 95 ft wide
Garage Type	Detached

Location & Zoning

Old Parcel Number	6100225000000027
Street Address	44 OLD SMITH RD
City	TENAFLY
State	NJ
Zip	07670-2226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	95X180/175X230 IRR
Legal Subdivision	KBC SMITH TENAFLY
Legal Block	2507
Legal Lot Number	32
Jurisdiction	BERGEN NJ
Township / Civil Division	TENAFLY
Census Block Group	2
Census Block	2007
Census Tract	55100

Owner

Source: Bergen County and Tenafly Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	44 OLD SMITH RD, TENAFLY, NJ 07670-2226
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2021	Deed of Trust, Mortgage · Line of Credit VAST BANK NA
Jun 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage UBS BANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2015 · Amount on Record
Deed Sale	Oct 1, 2015 · Amount on Record
Deed Document Number	201573704
Deed Book / Page	2064 / 1595
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	44 OLD SMITH RD, TENAFLY, NJ 07670-2226
Transaction Type	Mortgage
Record Updated	Oct 19, 2021
Title Company	SECURITY TITLE GUARANTEE CORPORATION, SECURITY TTL GUARANTEE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 OLD SMITH RD, TENAFLY, NJ 07670-2226

Mortgage

Document Number	0043781595
Date	Sep 16, 2021
Book Page	4378/1595
Instrument	2021145866

Lender

Name	VAST BANK NA
Type	Bank
Address	WAYNE, NJ 07470

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	44 OLD SMITH RD, TENAFLY, NJ 07670-2226
Transaction Type	Mortgage
Record Updated	Aug 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042160253
Date	Jun 16, 2021
Book Page	4216/253
Instrument	2021096534

Lender

Name	UBS BANK USA
Type	Bank
Address	SALT LAKE CITY, UT 84111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Jan 1, 2036
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	8.37%
Index	Other
Margin	3
Max Rate	13.3%

Tax Assessment & Valuation

Source: Bergen County and Tenafly Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Tenafly Borough
Unified School District	Tenafly Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,070,800 (-) Land $773,300 Building $297,500	$1,070,800 (-) Land $773,300 Building $297,500
2025	$31,835.00 (+4.65%)	$1,070,800 (-) Land $773,300 Building $297,500	$1,070,800 (-) Land $773,300 Building $297,500
2024	$30,421.00 (+5.03%)
2023		$1,070,800 Land $773,300 Building $297,500	$1,070,800 Land $773,300 Building $297,500
2022	$28,965.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	6 (1984–2023)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Dec 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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