31 Old Smith Rd, Tenafly, NJ 07670 Property Records

Bergen County and Tenafly Borough property record for 31 Old Smith Rd, Tenafly, NJ 07670

Property Summary

Property Type	Single Family Home
Details	6,245 sqft · built 1924
Lot Size	0.585 acres (25,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,925,000 (Apr 2023)
Tax Bill	$45,820 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Apr 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`61-02401-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`61-02401-0000-00008`
Alternative APNs	`6100183000000008` `610240100008`

Interior

Stories	2 Stories
Building Area	6,245 sqft Living Area

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Architectural Style	Split Level
Exterior Material	Stucco
Lot Area	25,500 sqft (0.585 acres)
Lot Dimensions	170 ft deep x 150 ft wide
Garage Type	Attached

Location & Zoning

Old Parcel Number	6100183000000008
Street Address	31 OLD SMITH RD
City	TENAFLY
State	NJ
Zip	07670-2228
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	150X170
Legal Subdivision	PROPERTY/KB0 SMITH
Legal Block	2401
Legal Lot Number	8
Jurisdiction	BERGEN NJ
Township / Civil Division	TENAFLY
Census Block Group	2
Census Block	2008
Census Tract	55100

Owner

Source: Bergen County and Tenafly Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	31 OLD SMITH RD, TENAFLY, NJ 07670-2228
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Apr 19, 2024	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Apr 13, 2023	Bargain and Sale Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Mar 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2023 · Amount on Record
Deed Sale	Apr 13, 2023 · Amount on Record
Prior Sale	Jul 22, 1999 · Amount on Record
Deed Document Number	202325288
Deed Book / Page	4971 / 1777
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	31 OLD SMITH RD, TENAFLY, NJ 07670-2228
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056900211
Date	Dec 30, 2025
Book Page	5690/211
Instrument	2025090926

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 11, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	31 OLD SMITH RD, TENAFLY, NJ 07670-2228
Transaction Type	Mortgage
Record Updated	May 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 MAGNOLIA AVE, TENAFLY, NJ 07670-1827

Mortgage

Document Number	0052171651
Date	Apr 19, 2024
Book Page	5217/1651
Instrument	2024022151

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Apr 1, 2028
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	6.75%
Index	SOFR Average 30-Day
Max Rate	9.75%

April 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	BERGEN NJ
Recording Date	Apr 13, 2023
Property Address	31 OLD SMITH RD, TENAFLY, NJ 07670-2228
Document Number	0049711777
Book / Page	4971 / 1777
Instrument Date	Mar 27, 2023
Instrument	2023025288
Transaction Type	Transfer
Record Updated	May 22, 2023
Title Company	NOT AVAILABLE, MAIN STREET TTL & STLMT SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$40,017.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24 W RAILROAD AVE # AVE278, AVE278, TENAFLY, NJ 07670-1735

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 OLD SMITH RD, TENAFLY, NJ 07670-2228

Mortgage

Document Number	2023025289
Date	Apr 13, 2023
Instrument	2023025289

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Apr 1, 2028
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	6.75%
Index	Other
Max Rate	9.75%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	31 OLD SMITH RD, TENAFLY, NJ 07670-2228
Transaction Type	Mortgage
Record Updated	Aug 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035331569
Date	Mar 6, 2020
Book Page	3533/1569
Instrument	20-027076

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Mar 1, 2030
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	8.25%
Index	1-Year LIBOR
Max Rate	8.25%

Tax Assessment & Valuation

Source: Bergen County and Tenafly Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Tenafly Borough
Unified School District	Tenafly Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,541,200 (-) Land $767,300 Building $773,900	$1,541,200 (-) Land $767,300 Building $773,900
2025	$45,820.00 (+4.65%)	$1,541,200 (-) Land $767,300 Building $773,900	$1,541,200 (-) Land $767,300 Building $773,900
2024	$43,785.00 (+5.03%)
2023		$1,541,200 Land $767,300 Building $773,900	$1,541,200 Land $767,300 Building $773,900
2022	$41,689.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	6 (1984–2023)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Dec 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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