44 Normandy Dr, Lake Saint Louis, MO 63367 Property Records

St. Charles County property record for 44 Normandy Dr, Lake Saint Louis, MO 63367

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,384 sqft · built 1988
Lot Size0.188 acres (8,178 sqft)
Owner2 Individual Names on File
Last Sale$425,000 (Dec 2025)
Tax Bill$4,940 (2025)
Deeds & MortgagesDec 2025 Transfer
Dec 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN689580A000

Property Details

APN / Parcel Number

Primary APN689580A000
Alternative APN
  • 4-0056-4419-00-0062.0000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,384 sqft Living Area
Gross Area4,302 sqft
1st Floor Area1,276 sqft
Basement Area1,258 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleBi-Level
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,178 sqft (0.188 acres)
Lot Dimensions87 ft deep x 94 ft wide
Garage TypeAttached
Garage Area660 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area70 sqft
Patio Area412 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number689580A000
Street Address44 NORMANDY DR
CityLAKE SAINT LOUIS
StateMO
Zip63367-1502
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAF0
Legal DescriptionLSL #3 LOT 62
Legal SubdivisionLSL #3 RESUB #107 & #108
Legal Lot Number62
JurisdictionST CHARLES MO
Township / Civil DivisionLAKE ST. LOUIS
Census Block Group2
Census Block2009
Census Tract311903

Owner

44 Normandy Dr is owned and occupied by two individuals who bought it in December 2025.

Source: St. Charles County records, as of September 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address44 NORMANDY DR, LAKE SAINT LOUIS, MO 63367-1502
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 18, 2025Affidavit of Death of Joint Tenant, Transfer
Dec 18, 2025Warranty Deed, Transfer · Conventional Mortgage
DAS ACQUISITION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 18, 2025 · Amount on File
Deed SaleDec 18, 2025 · Amount on File
Prior SaleDec 18, 2025 · Amount on File
Deed Document Number202556904
Prior Transfer DateSep 24, 2012
Prior Transfer Doc0058670456
Record UpdatedOct 29, 2026

December 2025: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionST CHARLES MO
Recording DateDec 18, 2025
Property Address44 NORMANDY DR, LAKE SAINT LOUIS, MO 63367-1502
Document Number0000056903
Map ReferenceMB 12 PG 3
Instrument DateDec 15, 2025
Instrument2025R-056903
Transaction TypeTransfer
Record UpdatedJan 6, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address44 NORMANDY DR, LAKE ST LOUIS, MO 63367-1502

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateDec 18, 2025
Property Address44 NORMANDY DR, LAKE SAINT LOUIS, MO 63367-1502
Document Number0000056904
Map ReferenceMB 12 PG 3
Instrument DateDec 15, 2025
Instrument2025R-056904
Transaction TypeTransfer
Record UpdatedJan 6, 2026
Title CompanyUSTC, UST

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address44 NORMANDY DR, LAKE ST LOUIS, MO 63367-1502

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address44 NORMANDY DR, LAKE ST LOUIS, MO 63367-1502

Mortgage

Document Number0000056905
DateDec 18, 2025
Instrument2025R-056905
Lender
NameDAS ACQUISITION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2056

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityLake St. Louis City
Unified School DistrictWentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$70,410 (-)$370,583 (-) Land $65,291 Building $305,292
2025$4,940.00 (+10.84%)$70,410 (+8.73%)$370,583 (+8.73%) Land $65,291 Building $305,292
2024$4,457.00
2023$64,758
2022$340,832 Land $47,117 Building $293,715

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 44 Normandy Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 44 Normandy Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Wisper ISP.

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